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It’s technically possible to install loose-fill cellulose insulation without a blower, but it’s much more time-consuming, tedious, and dangerous. You’ll need to wear the proper protective coverings to handle the cellulose after it’s been doused in boric acid; use a shovel when you can to transport the material from the bag into the wall cavity.

That said, if you purchase cellulose materials at a home improvement store, ask if they rent out blowers for free or at a discounted rate. In many cases, if you buy the material from the store, they’ll rent out the blower at no extra cost.

Doubling the insulation in your home also doubles the R-value of said insulation. In other words, by adding more insulation, you can reduce the heat loss by half. Most homes benefit from increasing insulation. Older homes, in particular tend to have less insulation as is, so doubling your insulation could drastically reduce your energy bills, keep your home more comfortable, and take the strain off your HVAC system.

Water freezes at 32 degrees Fahrenheit, but the actual temperature that can cause frozen pipes can vary. Generally, it takes 12 hours for pipes to freeze at 32 degrees Fahrenheit.

Uninsulated pipes can freeze if it’s 20 degrees Fahrenheit or colder for over three hours. If your pipes are insulated, it can take six hours or longer for pipes to freeze. Note that some pipe types freeze more often than PEX pipes. Copper pipes freeze more often because the copper conducts energy and loses heat quickly.

While more is seemingly always better when it comes to energy efficiency, your house does need some interaction with its environment. Adding too much insulation can affect your home's ability to breathe. Breathing simply means ventilating itself to reduce accumulated moisture within it. Too much insulation can physically block the venting ability or be enough to trap the moisture and damage the insulation or the house.