Are insurance companies against solar panels?

• <div><p>Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.</p></div>

Get matched with top solar panel pros in Hereford, SD

Q: Are insurance companies against solar panels?

• <div><p>Insurance companies aren&rsquo;t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk&mdash;this, in turn, can increase insurance company liability and payouts. However, you&rsquo;re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.</p></div>

Q: Will solar panels put holes in my roof?

• <div><p>Installing solar panels involves drilling small holes in your roof to secure the solar panel mounting brackets. These brackets hold the solar panels in place and must withstand strong weather conditions so they&rsquo;re secured into your roof. However, holes and screws are sealed to prevent leaking and further damage.</p></div>

Q: Can you put solar on a tar and gravel roof?

• <div><p>Yes, it is possible to install solar panels on a tar and gravel roof, but it is not the ideal roofing material for a solar installation. The process requires roof penetrations to install the solar racking system. While installers will seal these penetrations, they still increase the risk of leaks. This risk is higher on tar and gravel roofs, which are often flat. Flat roofs are more prone to leaks than sloped roofs because they can pool water during heavy rain and hold snow for longer periods, exposing the roof to more moisture.</p></div>

Q: Is it worth it to go solar?

• <div><p>For most U.S. homeowners, switching to solar energy is an excellent investment. A properly sized solar array can <a href="https://www.angi.com/articles/how-much-money-solar-panels-save.htm">significantly reduce your electric bill</a>, saving money on utilities every month. Most homeowners enjoy savings that cover the cost of their solar systems within 12 years and then turn a profit. Additionally, federal and state tax incentives are available that help make solar an even better and more profitable investment.</p></div>

Q: Do I need to tell my home insurance about my solar panels?

• <div><p>Yes, you should tell your home insurance company about your solar panels. Even if you believe they&rsquo;re covered by your existing policy, installing a solar panel system is a significant change to your home. This can affect coverage and premiums. By discussing your new solar panel installation with your insurance provider, you can be sure you have enough coverage and that the policy completely covers the panels against damage.</p></div>

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Verified Reviews for Solar Panel Service pros in Hereford, SD

*The Angi rating for Solar Panel Service companies in Hereford, SD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Solar Panel Service needs.

*The HomeAdvisor rating for Solar Panel Service companies in Hereford, SD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Solar Panel Service needs.

Last update on January 05, 2026

Reviewed in January 2026
Lisa is a take charge person. Great help in organizing and clean - out just before closing.
Cowgirl Cabins
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Reviewed in October 2024
We had two crank out windows and two sliding windows installed in our home by Renewal. Everyone involved was timely and easy to work with. The installation crew was very efficient and cleaned up when they were done. Customer service was great throughout the project.
Renewal by Andersen of Rapid City
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Reviewed in April 2024
Was very reasonable with everything through out the process. Would highly recommend this company.
Patterson Patch and Grade LLC
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Reviewed in December 2023
This company did perfect work. We wanted a garage that was larger than a two car and everything was square and looked beautiful. We are very happy with our garage and would definitely use this company again. We highly recommend!
Foley Homes LLC
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Reviewed in September 2023
Bernie contacted us immediately and came and gave us a quote. He also shared some ideas we had not thought of. Unfortunately we weren’t able to do the project at this time.
Concept Development LIC
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Reviewed in November 2022
Refinished a back porch with sanding and paint. Very friendly customer service and easy to work with.
Marlons Repair
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Reviewed in October 2022
Nice guy, very knowledgeable, did his best to educate us and recommend furnace filters more appropriate to our needs, I would not hesitate to hire him again.
WM Heating and Cooling
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Reviewed in August 2022
Rain guards got put on & edging of the garage doors as requested. Look great! Unsure how well guards work. Have not been home lately with rain- fall.
Summit Seamless RainGutters
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Reviewed in October 2021
Jose and his crew were efficient and did a nice job cleaning-up my yard. I will be using them on a quarterly basis in the future.
Greenscape Landscaping, LLC
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Reviewed in July 2021
We would hire them again in a heartbeat! Excellent clean up work. Bill dropped 2 treees, one 92 feet tall. Fell exactly where he said it would. Very pleased.
B & D Lawn and Tree Service
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Find Solar panel pros in Hereford

R&J Solar LLC

5.0(

)

Solar Panel InstallSolar Panels For Electric System - Install - For BusinessSolar Panels For Electric System - Repair+1 more

Serving Hereford, SD and surrounding areas

In business since 2022

Free estimates

Credit card accepted

We provide residential and commercial solar power options, and provide support services for industry partner companies. We offer no cost consultations and $0 down financing. Please contact our office for a consultation at (931)922-8258.

Recommended by100%of homeowners

Solar Water Heater System - InstallSolar Water Heater System - Install - For BusinessSolar Water Heater System - Repair+1 more

Serving Hereford, SD and surrounding areas

In business since 2009

Free estimates

"Everything went very well. Dennis was flexible on scheduling and was able to work with the other subcontractors. Thanks for the great work."

Recommended by100%of homeowners

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Dish Network Retailer Satellite Country

4.0(

283

)

Solar Panel InstallSolar Panels For Electric System - Install - For BusinessSolar Panels For Electric System - Repair+1 more

Serving Hereford, SD and surrounding areas

In business since 1990

Free estimates

Credit card accepted

"WE lose signal when it storms, but only for a very short time. A little expensive compared to Dish, but the programming is much better.
"

Recommended by74%of homeowners

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Patriot Plumbing Inc - Home Facebook

4.5(

)

Solar Water Heater System - Install

Serving Hereford, SD and surrounding areas

In business since 1985

Free estimates

Offers commercial services

"Scott and Grant were extremely helpful in my situation. They are honest and don't make excuses. They got the job done in a timely manner, even after an unneeded 3 hour phone and email tennis match with another company who should've carried the lifetime warranty. They found a replacement thru West River Electric, went and picked it up and installed it. We all learned something today. Thanks again for your diligence and hard work."

Response time1 day

Recommended by97%of homeowners

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American Home Shield – Home Warranty

3.5(

5,688

)

Solar Water Heater System - InstallSolar Water Heater System - Install - For BusinessSolar Water Heater System - Repair+1 more

Serving Hereford, SD and surrounding areas

In business since 1971

Credit card accepted

"They don't use the same contractor. You don't always get the best. It's cheaper for major repairs. They cover everything, parts, labor."

Recommended by65%of homeowners

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Global Synergy Powers

New to Angi

Solar Panel Install

Serving Hereford, SD and surrounding areas

In business since 2016

Free estimates

Emergency services offered

Global Synergy Powers is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

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Solar Panels questions, answered by experts

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Installing solar panels involves drilling small holes in your roof to secure the solar panel mounting brackets. These brackets hold the solar panels in place and must withstand strong weather conditions so they’re secured into your roof. However, holes and screws are sealed to prevent leaking and further damage.

Yes, it is possible to install solar panels on a tar and gravel roof, but it is not the ideal roofing material for a solar installation. The process requires roof penetrations to install the solar racking system. While installers will seal these penetrations, they still increase the risk of leaks. This risk is higher on tar and gravel roofs, which are often flat. Flat roofs are more prone to leaks than sloped roofs because they can pool water during heavy rain and hold snow for longer periods, exposing the roof to more moisture.

For most U.S. homeowners, switching to solar energy is an excellent investment. A properly sized solar array can significantly reduce your electric bill, saving money on utilities every month. Most homeowners enjoy savings that cover the cost of their solar systems within 12 years and then turn a profit. Additionally, federal and state tax incentives are available that help make solar an even better and more profitable investment.

Yes, you should tell your home insurance company about your solar panels. Even if you believe they’re covered by your existing policy, installing a solar panel system is a significant change to your home. This can affect coverage and premiums. By discussing your new solar panel installation with your insurance provider, you can be sure you have enough coverage and that the policy completely covers the panels against damage.

The Hereford, SD homeowners’ guide to solar panel services

From average costs to expert advice, get all the answers you need to get your job done.

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3 Types of Solar Panels to Power Your Home
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How Do Solar Panels Work? The Homeowner’s Guide to Understanding Solar Power
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Solar Panels vs. Solar Shingles: Which Is the Better Fit for Your House?
If you’re making the switch to solar energy, you’ll want to know the difference between solar panels versus solar shingles. Here are the pros and cons of each.