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Avatar for Real Estate with Your Seasoned Agent - Chad Theisen

Real Estate with Your Seasoned Agent - Chad Theisen

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Real Estate with Your Seasoned Agent - Chad Theisen

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6 years of experience

A real estate agent with a radical level of integrity and honesty.

A real estate agent with a radical level of integrity and honesty.



CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.




Kelli Feickert - Coldwell Banker Hedges

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Kelli Feickert - Coldwell Banker Hedges

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I am a true Iowan! Born and raised in Cedar Rapids and I have never moved away. Why move when I feel like I already live in one of the best cities in the country already?! The only career I could ever see myself happy at was being in real estate. But it wasn't something a person can just jump into and I knew I'd have to wait until the timing was right. After graduating with my Bachelor's Degree in Business Management, I started managing a local business and did for that for the next 7 yrs. While I gained a wealth of knowledge and met some amazing people, ultimately I knew that's not what I wanted to do for the rest of my life and so my thoughts came back to real estate. It was my dream job and why not go for it! .... so I did and this takes me to where I am today.... Loving real estate and the great company that I work for!! Coldwell Banker Hedges provides a family-like atmosphere. Coldwell has high expectations for all of their agents and they provide the best tools in town for marketing and getting homes sold in a timely manner.

I am a true Iowan! Born and raised in Cedar Rapids and I have never moved away. Why move when I feel like I already live in one of the best cities in the country already?! The only career I could ever see myself happy at was being in real estate. But it wasn't something a person can just jump into and I knew I'd have to wait until the timing was right. After graduating with my Bachelor's Degree in Business Management, I started managing a local business and did for that for the next 7 yrs. While I gained a wealth of knowledge and met some amazing people, ultimately I knew that's not what I wanted to do for the rest of my life and so my thoughts came back to real estate. It was my dream job and why not go for it! .... so I did and this takes me to where I am today.... Loving real estate and the great company that I work for!! Coldwell Banker Hedges provides a family-like atmosphere. Coldwell has high expectations for all of their agents and they provide the best tools in town for marketing and getting homes sold in a timely manner.





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Real Estate Agents questions, answered by experts

Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds.

When built right, fireplaces increase the value of your home. Fireplaces are both functional and aesthetically pleasing; home buyers will usually respond to the charm fireplaces can add. The only scenarios that could lead to a fireplace depreciating a property are the following: if it’s in need of constant or immediate repair, is unusable, or isn’t up to code.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

To get the highest appraisal value possible for your home, make any necessary repairs and updates prior to the appraisal. Some examples of tasks include updating landscaping to boost curb appeal, renovate older areas of the home, and consider staging your home. Keep in mind that some aspects of the appraisal are out of your control, such as comparable properties nearby.

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

The Baltic, SD homeowners’ guide to real estate services

From average costs to expert advice, get all the answers you need to get your job done.