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Carpet beetles do not bite humans, but their larvae can cause skin irritation that’s often mistaken for bites. These tiny, bristly larvae have barbed hairs that can lead to allergic reactions in sensitive individuals, resulting in red, itchy welts or rashes. While the irritation may resemble bug bites, it’s actually a response to contact with the hairs or shed skins, not an actual bite. Adult carpet beetles are harmless and primarily feed on pollen, but their larvae can damage natural fibers like wool, fur, or leather in carpets, clothing, and upholstery.

Skunks spray as a defense mechanism to ward off predators. The active ingredient in their sulfurous, oily musk is n-butyl mercaptan, which evaporates into a powerful and smelly gas. Once the spray hits the skunk’s target, the stench can linger for days, and water and common cleaning kits aren’t enough to wash it away.

If you happen upon a skunk in your yard, try to back away slowly to reduce the chance of them aiming at you. Encouragingly, they don’t use their weapon casually, as it can take up to 10 days for their life-saving weaponry to refill. Paw stamping, hissing, lifting their tail, and arching their back are early signs they feel trapped or under threat and that it’s time to make a careful retreat.

Spraying for mosquitos is better than fogging. A mosquito barrier spray is designed to linger on surfaces and kill mosquitos for up to three weeks, and repeated visits from your pest control pro can keep mosquitos out of your yard all season long. Fogging is a short-term fix that only works for about 72 hours and doesn't kill mosquito larvae or eggs. If you’re concerned about the environment, a natural mosquito repellant may be better than either fogging or spraying.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.