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As you look for quotes for flooring repair, consider how the severity of the problem and the accessibility of the damage will impact your costs and budget.

Refinishing a few hardwood planks with minor scratches will cost thousands of dollars less than completely replacing an entire water-damaged floor. Likewise, a first-floor structural problem in a house with an unfinished basement is easy to access from below, while a similar issue on a second-story floor will require your flooring pro to remove several layers to get to the damage.

It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

Soft spots in a mobile home floor can be caused by settling of the foundation or by improperly installed foundations. If the foundation moves, it can create stress on the floor material, causing soft spots to form. Water damage can also cause soft spots in the floor, so it’s a good idea to get a pro to inspect your floors if you have soft spots.

If there’s minimal buckling and it was caused by minor moisture damage, the planks may lay flat again once you’ve addressed the underlying issue. However, laminate floors that have experienced significant moisture damage won’t lay flat and must be replaced. If the issue only affects one or two boards, you can replace them yourself relatively easily. However, it’s best to call a pro if the problem is more widespread.