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TRUSTED BY GOLD HILL, OR HOMEOWNERS

  • Average homeowner rating star icon4.8
    Average homeowner rating
  • Verified reviews icon18
    Verified property appraisals reviews

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Avatar for Guardian of the Waters LLC

Guardian of the Waters LLC

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Guardian of the Waters LLC

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29 years of experience

Guardian of the Waters Contractors are a full service business including: swimming pool/spa, pond/lagoon maintenance, repairs, refurbishing, new construction, consultation, and project management. We are bonded and licensed with 30 years experience. Problem solving is our specialty. We have worked all over the world in the commercial and residental pool and pond industry. Jerry Seibert builder will have a answer for your problem everytime! No one has more Experience in the Rogue Valley! Call us today.

Guardian of the Waters Contractors are a full service business including: swimming pool/spa, pond/lagoon maintenance, repairs, refurbishing, new construction, consultation, and project management. We are bonded and licensed with 30 years experience. Problem solving is our specialty. We have worked all over the world in the commercial and residental pool and pond industry. Jerry Seibert builder will have a answer for your problem everytime! No one has more Experience in the Rogue Valley! Call us today.


Complete Cleaning & Lawn Care

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Complete Cleaning & Lawn Care

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14 years of experience

We keep both inside and out clean so you can enjoy a Clean Life! - move In/out - rentals/vacation - residential/commercial - trash out - lawn care - property preservation - Weekly/ bi-weekly/ monthly/ one time competitive prices! Give us a call for a free estimate Thank you Ada Crystal 541-531-8432

We keep both inside and out clean so you can enjoy a Clean Life! - move In/out - rentals/vacation - residential/commercial - trash out - lawn care - property preservation - Weekly/ bi-weekly/ monthly/ one time competitive prices! Give us a call for a free estimate Thank you Ada Crystal 541-531-8432



Thomas Appraising

4.25(
4
)

Thomas Appraising

4.25(
4
)
Customers say: Super punctual
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I can appraise anything that moves or can be moved. I can travel short or long distances, I have never been 2nd guessed or questioned on an appraisal. I have been doing appraisals for 12yrs. I can appraise at you location or I have done them at auctions or at business locations. Everyone that has purchased my services have been very satisfied and have told friends and neighbors about me. I do time wise appraisals but thorough, prices for appraisals is based on item or items to be appraised I am very efficient and thorough. I ask for a small % up front (good faith money by the client) and the rest when appraisal is complete and the client is satisfied with the results or payments can be worked out before appraisal is started as agreed to by both parties. I am available 24/7 by cell or landline phone or e-mail.

I can appraise anything that moves or can be moved. I can travel short or long distances, I have never been 2nd guessed or questioned on an appraisal. I have been doing appraisals for 12yrs. I can appraise at you location or I have done them at auctions or at business locations. Everyone that has purchased my services have been very satisfied and have told friends and neighbors about me. I do time wise appraisals but thorough, prices for appraisals is based on item or items to be appraised I am very efficient and thorough. I ask for a small % up front (good faith money by the client) and the rest when appraisal is complete and the client is satisfied with the results or payments can be worked out before appraisal is started as agreed to by both parties. I am available 24/7 by cell or landline phone or e-mail.

Property Appraiser questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

They provide objective, third-party valuation, guiding fair sales or purchase prices.

The Gold Hill, OR homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.