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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

In most cases, it’s worth it to pay for professional snow removal. You can shovel the snow yourself, but it’s very labor-intensive and puts you at risk of injury or illness by performing exhausting manual labor in slippery conditions. Paying a professional removes that risk and saves you time and energy. Depending on your agreement, you could wake up to a cleared driveway and a car that’s ready to drive rather than have to get up early to do the work yourself.

Snow removal services cost between $50 and $200, depending on the type and size of the job. Ice-melting services are often offered alongside snow removal and other winter maintenance scheduling. You can contact a local snow removal service to ask about rates in your area, and if they offer residential removal services.

Roof raking helps clear snowfall from your roof and, in turn, you hope that this prevents ice dams. But can roof raking actually cause them? Generally, no, it cannot. But you should note that while, in some cases, you might successfully prevent ice dams from forming near the edge of your roof by keeping it cleared with a roof rake, they could still form higher up on the roof, where you are unable to reach. This may leave you wondering: Does roof raking prevent ice dams? While it is not a 100% guaranteed way to prevent them, it does help.