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Asbestos Removal questions, answered by experts

If you suspect exposure to asbestos, prioritize seeking medical advice by informing your healthcare provider about the potential exposure with clear details about the circumstances that led to the exposure. Regular health check-ups and screenings if you work in high-risk industries or live in a home with asbestos are essential for early detection of any asbestos-related conditions. You should also consider consulting occupational health experts or legal professionals for guidance on potential next steps and preventive measures.

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

Walking on an asbestos roof can pose a risk. Asbestos roofing materials can become brittle over time, increasing the chances of them breaking or releasing fibers when stepped on. Additionally, walking on an asbestos roof without proper precautions can cause further damage to the material. If possible, avoid touching an asbestos roof in any way and consult with a professional about removing and replacing the roof. 

According to the National Cancer Institute, asbestos-related diseases can take anywhere from 10 to 40 years for symptoms to appear. The health risks increase with prolonged and heavier exposure. Risk factors also include:

  • Amount of exposure

  • Chemical makeup, size, and shape of the asbestos fibers

  • Length of time a person is exposed to asbestos

  • Genetic factors 

  • Source of exposure (direct exposure or secondhand exposure from someone directly exposed)

In the event of suspected or confirmed asbestos contamination on the body, it is imperative to take immediate measures to reduce health risks. To avoid further exposure, carefully remove contaminated clothing and shower thoroughly to remove any asbestos fibers. Seek prompt medical attention, and inform your healthcare professional about your suspected asbestos exposure. Since asbestos-related health issues can take years to surface, regular medical check-ups are advised for anyone with a history of exposure.

The Erick, OK homeowners’ guide to asbestos removal services

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