Should I skip a home appraisal?

• <div><p>As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. </p><p>In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.</p></div>

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Q: How long does the appraisal process usually take?

• <div><p>Around 1-2 weeks, including inspection and reporting time for an official evaluation.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Broken Bow, OK

*The Angi rating for Antique And Jewelry Appraisal companies in Broken Bow, OK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Broken Bow, OK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on June 19, 2025

Reviewed in June 2025
This team is fantastic! They executed a complete home remodel (inside and outside) of our family home in Oklahoma. Just a wonderful experience. They are true craftsman and can do anything: electrical, plumbing, finishing, trim, networking … just everything! We are so thankful to have found...
Natural State Craftsmen
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Reviewed in February 2025
The team showed up everyday for two weeks straight on time. They listed to what I wanted and went over and above to make sure that I was pleased with the finished product. They added an additional bathroom, renovated another bathroom, relocated our laundry room, and replaced a couple of vaulted...
Ark-Top Construction LLC
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Reviewed in February 2024
Very quick and professional work getting a dead tree cut down so it would not fall and cause damage. Friendly and prompt. I will hire them again if the need arises.
G Solis Tree Services
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Reviewed in January 2024
Professional and high quality work. Attention to detail and timely completion of project.
Smith Construction
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Reviewed in August 2023
Their friendly attitude and high communication level really set this company apart. They were easy to work with and the pricing was very fair. We have nothing but high praises for Watters & Sons and would absolutely recommended them! A+++++++
Watters & Sons LLC
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Reviewed in March 2023
The team worked quick and efficiently. They had my Christmas lights in the color I wanted and they lit up the neighborhood. Would definitely recommend their services. Great customer service.
Lakeside Lawncare & Landscape, LLC
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Reviewed in August 2022
He got in there and got the job done with no questions asked. Very professional, nice and polite. Very happy with his work. I would refer him to others.
Legacy Low Voltage Solutions, LLC
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Reviewed in April 2022
The Jantz Family is exemplary in every way in regards to installation, service, and quality of work. They are very professional, hard working, and give great attention to details. We highly recommend them!!
Next Level Seamless Gutter
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Reviewed in January 2022
Very professional and experienced, I would definitely recommend this service to any one! If you love cleanliness then this is most definitely your go to!! They go above and beyond to satisfy their customers!!
Pat's Miracle Workers Spotless Cleaning
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Reviewed in June 2021
The price was good. They were very professional and they had their own stuff. I like their service and everything was worth it.
Feathers of Sparkle, LLC
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Antiques and Jewelry Appraisals questions, answered by experts

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal.

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

The Broken Bow, OK homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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