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Generally, a patio is more accessible than a standard deck because patios are constructed at ground level. However, decks can be made accessible by adding a wheelchair-accessible ramp, a vertical lift, or a stair lift along the entry. An ADA-compliant deck ramp costs about $3,000 on average. The additional investment will provide a much friendlier experience for your guests with movement impairments.

Building codes for deck railings can vary by location, so it's important to consult your local regulations before construction. Generally, a guardrail is required for any deck that is more than 30 inches above the ground.

For residential properties, the standard minimum height for a deck railing is 36 inches. However, some states and municipalities have stricter requirements; for example, California and Washington mandate railings that are at least 42 inches high. Therefore, a 42-inch railing is not considered too high and may be required in your area or chosen voluntarily for additional safety.

In addition to height requirements, codes also specify other safety features, such as the maximum spacing between balusters to ensure they are close enough to prevent a child from squeezing through.

A covered deck can be a good investment that increases your home value—especially if you live in a hot region with a lot of sun. A covering over the deck means you can get more use out of it, even on the hottest summer days. With a permanent deck covering, you can even add ceiling fans to help cool down your deck for added comfort.

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.