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Dempsey Appraisal Service
5.0(
1
)

Serving Hanover, OH and surrounding areas

In business since 2022

Credit card accepted

Dempsey Appraisal Services is committed to excellence in every aspect of our business. We uphold a \nstandard of integrity bound by fairness, honesty and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customer's interests, and make their concerns the basis of our business.

Recommended by100%of homeowners
Emerson Real Estate
New to Angi

Serving Hanover, OH and surrounding areas

At Emerson Real Estate, we specialize in connecting motivated property sellers with real estate investors seeking high-potential opportunities. As a trusted name in real estate wholesaling, we simplify the process of buying and selling off-market properties—delivering fast, fair, and reliable solutions.\n\nWhether you're a homeowner looking to sell quickly or an investor searching for discounted properties, we provide transparent, efficient, and hassle-free transactions. Our team conducts in-depth market research, negotiates fair pricing, and ensures smooth closings every step of the way.\n\nWe work with single-family homes, distressed properties, rental portfolios, and more. Backed by professionalism, integrity, and a commitment to helping our community, Emerson Real Estate is your go-to partner for real estate wholesaling success.

Antiques and Jewelry Appraisals questions, answered by experts

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The Hanover, OH homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.