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If not removed, ice dams can damage your gutters, roof, and home’s interior. The weight of these heavy ice formations can break gutters and downspouts. Water intrusion can happen underneath ice dams when there’s no way for melting snow to drain off the roof, and roof sheathing, walls, ceilings, and attic spaces can suffer water damage.

The best way to save money on snow removal is to sign up for a seasonal contract that guarantees service throughout the entire winter. Most companies charge between $200 and $600 for this service, and they’ll often give you a break on the price if you extend annually. Of course, savings will depend on your area. If you live in a moderate climate where snowfall may or may not occur, you could pay more than you need during a light snow year. Still, it’s usually a safe bet to sign a seasonal contract.

A common mistake is you can let snow melt naturally in a window well. However, snow buildup in the well can damage your window frames and walls. The melting snow also poses risks of water damage as it may leak through into the basement. It’s important to shovel snow out of your window wells before too much snow is piled in there.

Yes, some homeowners insurance policies cover roof damage caused by snow. However, these full or partial payouts can vary depending on the age of your roof and other related factors, like the overall condition it was in before the snowfall. It’s best to check with your specific homeowners insurance policy to determine snow damage coverage and exclusions.