Can you apply for a homeowners insurance policy without an inspection?

• <div><p>Yes, you can get a quote from a home insurance company without an inspection. However, if the insurer mandates one, you may have to determine <a href="https://www.angi.com/articles/who-pays-for-the-home-inspection.htm">who will pay for the inspection</a> and submit it with your application so they can provide you with an accurate quote. </p></div>

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Q: Does mixing siding types affect home value?

• <div><p>Yes, mixing siding types will affect your home value, and in most cases, it will improve curb appeal and add to the value of your home. This is especially true if you get the benefit of the high-end appearance of brick or stone siding but save on siding costs by covering most of the exterior with more affordable vinyl or fiber cement.</p></div>

Q: How hard is it to buy a house for the first time?

• <div><p>Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.</p><p> </p></div>

Q: Does homeowners insurance cover floor joists?

• <div><p>Homeowners insurance may cover damaged floor joists, depending on your policy. Insurance typically covers issues from storms, fires, or water damage from burst pipes. However, don't expect your insurance company to cover damage from wear and tear, poor maintenance, or termites. </p></div>

Q: Does homeowners insurance cover polybutylene pipes?

• <div><p>Homeowners insurance policies generally do not cover polybutylene pipes because of the high risk they pose. Some homeowners insurance companies have been threatening to terminate policies if homeowners do not replace them. Review your personal policy to be sure, but it&rsquo;s a safe bet that they&rsquo;re not covered&mdash;and you should prioritize repiping your home as soon as possible to avoid costly, uncovered damage.</p></div>

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Verified Reviews for Home Inspection pros in Alger, OH

*The Angi rating for Home Inspection companies in Alger, OH is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Inspection needs.

*The HomeAdvisor rating for Home Inspection companies in Alger, OH is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Inspection needs.

Last update on November 23, 2025

Reviewed in April 2024
ECOsential was very professional and did an excellent job cleaning out vents and ducts in our home!
Ecosential Clean
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Reviewed in November 2023
James was awesome. He keeps you informed throughout the process. Is focused on customer service and doing quality work. Would highly recommend for any plumbing work you need done. Will be contacting him for future projects on the property we are working on to make it our forever home.
Pride Custom Construction
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Reviewed in September 2020
Kevin went above and beyond in the job we hired him for. He was very professional and paid attention to all the details of our home and made suggestions that made our home look great. We would hire again if ever we needed any other repairs. He and his crew were absolutely fantastic.
Kevin McDougall Construction, LLC
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Reviewed in April 2016
Didnt let them back in my home.
HOME DEPOT INC
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Reviewed in December 2014
ipped On 28 Oct 14 I made a special trip to Home Depot for an item which I had found on the Home Depot website, that is why I made the trip to the brick and mortar store., they did not have the item in store,an employee at the Bowling Green OH store at the service desk ordered the merchandise...
The Home Depot
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Reviewed in November 2014
They came in during the day while I was at work. When I came home, everything was spotless. They moved the furniture for me and cleaned up after themselves. The only thing that was different was the new window they installed!
All Service Glass
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Reviewed in January 2014
A service person came to my home and replaced a kitchen faucet. He removed the old one and replaced it with a new one, and was finished in an hour or less. He did a very good job and cleaned up his mess before leaving.
Brown's Heating Cooling Plbg
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Reviewed in July 2013
He takes them home to service them and he is top of the line. On a scale of 1-10 he is a million!
Snider, Keith
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Reviewed in February 2012
Our tank had not been cleaned out for many years, and we were concerned with the integrity of the tank. He came out and parked in our drive, pulled the hoses off 1 at a time (important to me!), set up and cleaned it out. He inspected it and gave recommendations on how to care for it (enzymes...
Allen Hughes Septic Tank Service
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Complete Home Inspection

Concrete Foundation Repair

Foundation, Basement or Crawlspace Waterproofing / Encapsulation

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MVP Inspectors

MVP Inspectors

Nienberg Home Inspections

Nienberg Home Inspections

KIRK Inspections

KIRK Inspections

Santos Inspection Services, LLC

Santos Inspection Services, LLC

Maple Lane Inspections, LLC

Maple Lane Inspections, LLC

Hometown Inspections

Hometown Inspections

MoistureTech Consulting

MoistureTech Consulting

Gib's Plumbing

Gib's Plumbing

SMELTZER INSURANCE AGENCY

SMELTZER INSURANCE AGENCY

Dual Design / David W. Jackson

Dual Design / David W. Jackson

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