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Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

Although the use of asbestos has declined since the 1980s, it remains in several different types of building construction materials for insulation and as a fire retardant. Typically, asbestos can be found in materials such as ceiling and floor tiles, heat-resistant fabrics and coatings, and roof shingles. You may also find asbestos in textured paint and patching compounds.

If you own a stereo microscope, you should be able to see the fibers. The stereo microscope often can perform magnification up to 50x. But unless you have experience viewing asbestos fibers, you may not know exactly what you are seeing. Some fibers are curly, while others are long and straight. Blue, brown, white, and gray colored fibers are all possible.

Unlike some home problems, such as water damage or pest infestations, asbestos can be very difficult to spot. Asbestos is a mineral in the form of microscopic fibers and was previously used in building materials for its bonding and fireproofing abilities. Insulation, roof shingles, ceiling tiles, floor tiles, pipe wrappings, soundproofing materials, and textured paint features like popcorn ceilings are common sources of asbestos, particularly in homes built before 1980.

Age is perhaps the biggest indicator of asbestos, as legislation passed in the 1970s labeled asbestos as dangerous and regulated its use in building materials. Signs of age in the form of wear and tear or material degradation are also indicators that asbestos fibers may be leaking into the air, but ultimately, it’s difficult to detect with the naked eye. If you have reason to suspect asbestos in your home, it’s best to hire a certified asbestos inspector.