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  • Verified reviews icon10
    Verified custom home building reviews

Find Custom home builders in Waterloo

Avatar for MODERN BUILDING & CONTRACTING
MODERN BUILDING & CONTRACTING
4.0(
4
)
Find a Custom Home Builder

Serving Waterloo, NY and surrounding areas

Approved

In business since 2025

Free estimates

Credit card accepted

"????? After another company came in and completely messed up our deck project, we were frustrated and unsure who to trust. Thankfully, we called Modern Building & Contracting, and honestly, we only wish we had found them first! James and Mike came out, listened to our concerns, and immediately put us at ease. From start to finish, they were professional, knowledgeable, and committed to doing the job right. The quality of their workmanship exceeded our expectations, and the finished deck turned out absolutely beautiful. My family and I couldn?t be happier with the results. It?s clear that they take pride in their work and truly care about their customers. If you?re looking for a reliable contractor who delivers quality craftsmanship and excellent customer service, we highly recommend Modern Building & Contracting. Thank you again, James and Mike?we love our new deck!"
6 neighbors recently requested a quote
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Waterloo, NY and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Avatar for High Tech Construction Co
High Tech Construction Co
4.3(
43
)
Find a Custom Home Builder

Serving Waterloo, NY and surrounding areas

In business since 1987

Free estimates

Emergency services offered

"It went excellent!  Hi Tech Construction Co gave me a detail estimate of the job.  And compared to other estimates I received from several other companies, Hi Tech's was the most reasonably priced.  Hi Tech also gave me a timeline of the job from beginning to finish and they were right on target.  The crews showed up on time and carried out the job like experts - they surely looked like they knew what they were doing.  I noticed that they were very concerned about the safety of our neighbors, anybody passing by, their crews, and us.  They also cleaned everything right after they finished their job.  I was really happy with the timeliness and the quality of their job.  I will definitely strongly recommend Hi Tech.  I do not think you can go wrong with them.
"
Facade Restoration - High Tech Construction Co
stoop restoration -high tech construction co
Wood Stoop
Limestone Stoop
brownstone stoop and facade restoration

+20

Recommended by81%of homeowners
Avatar for WPP Building and Design
WPP Building and Design
3.3(
12
)
Find a Custom Home Builder

Serving Waterloo, NY and surrounding areas

In business since 2021

Credit card accepted

"They did an excellent job with painting the interior of our house. We had a really high wall in the stairway, and they had no problem getting to the top of it and did a great job! Would hire them again!"
Painting - Interior Project
Remodeling - Kitchen & Bathroom Project
Remodeling - Kitchen & Bathroom Project
Additional Photos
Additional Photos

+9

Response time1 day
Response rate100%
Recommended by58%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,688
)
Find a Custom Home Builder

Serving Waterloo, NY and surrounding areas

In business since 1971

Credit card accepted

"service provider sent by American Home Shield was excellent. The only issue I have with home warranty services is that they do not send their repair companies out on the week-end, even in an emergency. The customer service personnel is less than enthusiastic or helpful."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+2

Recommended by65%of homeowners
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Custom Home Builders questions, answered by experts

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

The longest part of building a custom home is the design phase. It takes multiple professionals and a ton of work to bring your vision for your dream home to life while sticking to a homebuilding budget and also ensuring everything is built to code. Expect the design phase for a custom home build to take six months to a year.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The most significant expense when building a barndominium is constructing the metal shell, which includes the roof, doors, and windows. Additional exterior components impacting the overall cost include metal siding and the concrete foundation.

The Waterloo, NY homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.