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In many cases, homeowners insurance covers smoke damage remediation, but coverage depends on the cause of the damage and the specifics of your policy. Typically, damage from a house fire, wildfire, or even a fire in a neighboring home is covered. However, damage from cigarette smoke is generally not covered.

Before filing a claim, review your policy to understand what is covered, such as restoration costs, replacement of damaged items, and temporary relocation. It's crucial to document all damage thoroughly, including to furniture and personal belongings. Contact your insurance provider promptly to start the claim process and get an evaluation before hiring professionals. Your insurer may also provide a list of approved smoke remediation companies to streamline the process.

As with any smoking appliance, a smoking oven is a concerning fire risk. It also negatively impacts your indoor air quality, which can put vulnerable people at risk of breathing problems. A dirty oven can catch fire if you don’t stay on top of regular maintenance, so remember to check your oven for signs that it’s time for a cleaning and remove buildup every three months to stay on the safe side.

Smoke damage will not go away on its own, but with professional remediation and restoration, you can return your home to its original condition after a fire. Trained smoke restoration professionals can eliminate smoke damage, which can affect areas of your home that are hard to see or access, and restore or replace smoke-damaged materials.

Call 911 immediately. If you have a fire extinguisher or fire blanket near the laundry room, you can attempt to extinguish the fire, but don’t open or touch the dryer. If you can’t put the fire out, evacuate yourself, your family, and your pets from the house, closing the laundry room door behind you. Turn off the electricity to your home via the outside fuse box, then wait for the fire department. After a dryer fire, have your home’s electrical system inspected to make sure there isn’t any damage.