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Certain pools serve as a middle ground between traditional swimming pools and hot tubs. The two main options are plunge pools and swim spas. A plunge pool (or cocktail pool) is smaller, but you can add spa-like elements such as heating and jets. A swim spa is more similar to a hot tub, but it produces a current that allows you to swim in place (similar to how a treadmill lets you run in place). 

Pool leaks most commonly occur at joints or where different materials meet. The most frequent leak spots include:

• The Pool Skimmer: Where the plastic skimmer meets the pool's liner or shell.

• The Pool Liner: Tears can develop in vinyl liners, especially those between 5 and 20 years old. Leaks also occur around the liner's edge.

• Fittings and Accessories: Areas around return lines, the main drain, and pool lights are common culprits.

• Pool Equipment: The pump, filter, and filter housing can also leak.

While leaks in underground pipes are less common, they can be costly to fix. It's usually best to check the more common spots before investigating the plumbing system.

Rectangular pools, particularly those made of vinyl or fiberglass, are the easiest to maintain. The long, straight sides, right angles, and smoother surface make regular cleaning a breeze without having to maneuver into curves and nooks. Rectangular pools also tend to be standard sizes, so you may have an easier time when it comes time to replace liners, covers, and other parts.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.