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Chimney Inspection questions, answered by experts

Inspections for new construction may not be legally required, but you should consider them a must if you’re buying a new home. The quality of the construction can vary widely by builder, and many inspections, even for brand-new homes, can uncover problems with framing, structural components, mechanicals, appliances, and more. Professional inspection reports give you leverage to push the associated repair costs to the builder rather than paying for them yourself, so they’re always worthwhile, if only for the peace of mind they provide.

A standard roof can hold a live load of about 20 pounds per square foot. However, gable roofs often have steeper-than-average slopes, so calculating their weight capacity can be challenging. If the slope of your gable roof is greater than 4:12, the live load needs to be decreased to allow for a larger dead load. Ask your roofer exactly how much weight your roof can support.

Yes, most insurance plans cover acts of nature. In policy documents, this also may be called “Acts of God” or “natural disasters.” However, not all acts of nature are covered by your policy, and the extent to which they’re covered depends on your specific contract. Check your policy documents to understand your coverage limits and exclusions.

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

The average cost for a residential roof inspection is typically between $150 and $500, with some homeowners paying as much as $1,000 or more. The national average is around $225. Key factors that influence the final price include the roof's size and complexity, its accessibility (a high pitch can increase cost due to risk), and the roofing material, as specialty types like slate may require a specialist. Other variables are your geographic location, the inspector's expertise, and the specific services included in the inspection. To get an accurate estimate, it is best to obtain quotes from several reputable roofing professionals in your area.

The Cold Spring, NY homeowners’ guide to chimney inspection services

From average costs to expert advice, get all the answers you need to get your job done.