Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: How often should I have my property appraised?

• <div><p>Typically during transactions or refinancing, or whenever significant improvements are made.</p></div>

Q: Do foundation cracks affect your appraisal?

• <div><p>Foundation cracks won&rsquo;t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren&rsquo;t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.</p></div>

Q: How long does the appraisal process usually take?

• <div><p>Around 1-2 weeks, including inspection and reporting time for an official evaluation.</p></div>

Q: Can I get an appraisal for tax purposes?

• <div><p>Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.</p></div>

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Verified Reviews for Property Appraisal pros in Cayuga Heights, NY

*The Angi rating for Property Appraisal companies in Cayuga Heights, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Cayuga Heights, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on October 30, 2025

Reviewed in August 2025
Let me start off by stating: this company is fabulous!! I am so happy with the work they did on my property. Nick and Angel, and all the crew were great to work with. Very friendly, punctual, and professional. When they showed up the first day, I knew they would do a wonderful job. There was an...
C. Michael Exteriors, Inc.
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Reviewed in May 2023
On time for quote visit and the work itself. Left my property neat and clean. No real rain yet to see how the gutters perform but they look great.
Seamless Gutter & Supply Co./KC Construction
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Reviewed in February 2017
Thorough evaluation of the property, patient with questions, very comprehensive report.
JMR Inspections
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Reviewed in June 2015
The work was done on time and to our complete satisfaction. The work was difficult as our property is all clay and rocky soil. We are very pleased with the results and will use them again to do future landscaping projects at our home.
TURKS
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Reviewed in November 2014
Excellent! Jim was very professional and had a median price of the 4 qoutes I received. All quotes involved permission of the neigbor to use her property to stage the removal that she was reluctant to agree to even though the tree was of mutual interest of removing and high risk of doing major...
Cayuga Tree Service
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Reviewed in November 2012
There is only one word that properly describes my impression of this company: NIGHTMARE. We worked with Linda Riley from the Warsaw branch. Clearly, Linda and her coworkers have never heard of the words "customer service". We had to push her every step of the way to get ANYTHING done at...
Ruoff Home Mortgage
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Reviewed in September 2011
As was my last experience, Tommy does excellent work. I manage my own properties, but I am no handyman. Tommy will actually walk around my house every month and will walk through it every couple of months to look for anything that needs fixing. He just fixes most things that are small (but a...
Tommy's Contracting
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Reviewed in January 2011
Very quick and efficient. I also received the best price and time for the Appraisal. I would recommend this appraisal company. Elizabeth S
New York Appraisals
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Reviewed in June 2010
He then picked it up and brought it to the my home where he took out my old retaining wall. His workers were excellent and they worked hard. I can say nothing but good about him. He later installed a small wire fence (2ft wide) at my property line where deer were able to slip through. He even...
MORGAN LANDSCAPING
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Reviewed in May 2010
Eric and Gary were wonderful! Gary came on very short notice to provide an estimate for a 10' sewer repair. It turned out that the owner of the property (we are in the process of buying it) had already had the work completed without notifying us. Gary was incredibly gracious. We would...
The Excavators LLC
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Find Property appraisers in Cayuga Heights

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Customers say: Quick response

1297 local quotes requested

7 years of experience

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

Hynes Valuation Group

181 Pierce Hill Rd

No reviews yet

Hynes Valuation Group

181 Pierce Hill Rd

No reviews yet

We provide commerial (non-residential) real estate appraisals in New York and Pennsylvania. Central New York, Finger Lakes, Southern Tier, Northeastern PA, Central PA

UPSTATE Lead & Environmental Div of UPstate Group

10 Booth Rd

No reviews yet

UPSTATE Lead & Environmental Div of UPstate Group

10 Booth Rd

No reviews yet

35 years of experience

UPstate Lead & Environmental is a division of UPstate Group, We accept Visa, MasterCard, American Express, Check or cash. Some financing is available as all peoples need differ.

JOHN A LAVINE APPRAISING

1335 Broad St

No reviews yet

JOHN A LAVINE APPRAISING

1335 Broad St

No reviews yet

53 years of experience

Syracuse, NY real estate appraiser John A. LaVine provides appraisals for residential, business & commercial property in Syracuse, Auburn, Cortland, Ithaca and all throughout Central New York. John also provides appraisal expert witness testimony for partition, divorce and malpractice proceedings. Need a New York State Certified General Appraiser? Call now to set up an appointment!

Vital Abstract LLC

3700 Route 27

5.00(

)

Vital Abstract LLC

3700 Route 27

5.00(

)

Customers say: Quality work

Recommended by 100% of Angi customers

We provide Title Insurance/Settlement Services for residential and commercial properties for the states of NJ, NY amd PA.

Property Appraiser questions, answered by experts

Typically during transactions or refinancing, or whenever significant improvements are made.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.

The Cayuga Heights, NY homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Dan Simms
•
Nov 27, 2024Nov 27, 2024
How Long Is an Appraisal Good For?
Home appraisals typically expire in just a few months. Learn how long an appraisal is good for and what factors affect its longevity.
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•
Nov 22, 2024Nov 22, 2024
Appraised vs. Market Value: What’s the Difference?
Confused by the terms involved in a real estate transaction? Learn about the differences between appraised value and market value to clear things up.
Rachel Hoffman
•
Nov 25, 2024Nov 25, 2024
Who Does Home Appraisals?
A home appraisal determines your home’s value and is a necessary part of real estate transactions. Learn who to hire for home appraisals.
Dan Simms
•
Dec 2, 2024Dec 2, 2024
How Long Does an Appraisal Take?
Waiting for an appraisal on a home you’re buying or selling? Learn how long an appraisal takes and factors that can affect your timeline.
Rachel Hoffman
•
Dec 12, 2024Dec 12, 2024
How to Prepare for a Home Appraisal: 6 Essential Tips
A home appraisal determines your home’s value. Learn how to prepare for a home appraisal to ensure you get the best appraisal possible.
Dan Simms
•
Dec 6, 2024Dec 6, 2024
What Is a Land Appraisal and How Does It Work?
If you’re buying or selling a plot of land, you should know what a land appraisal is, how it works, and what factors can influence your land value.

Get matched with top property appraisers in Cayuga Heights, NY

Enter your ZIP and get matched with up to 5 pros

Need a pro for your property appraisal project in Cayuga Heights, NY?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Cayuga Heights, NY

Find Property appraisers in Cayuga Heights

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Hynes Valuation Group

Hynes Valuation Group

UPSTATE Lead & Environmental Div of UPstate Group

UPSTATE Lead & Environmental Div of UPstate Group

JOHN A LAVINE APPRAISING

JOHN A LAVINE APPRAISING

Vital Abstract LLC

Vital Abstract LLC

The Cayuga Heights, NY homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

Appraised vs. Market Value: What’s the Difference?

Who Does Home Appraisals?

How Long Does an Appraisal Take?

How to Prepare for a Home Appraisal: 6 Essential Tips

What Is a Land Appraisal and How Does It Work?

Get our Angi-powered app

Get matched with top property appraisers in Cayuga Heights, NY

Enter your ZIP and get matched with up to 5 pros

Need a pro for your property appraisal project in Cayuga Heights, NY?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Cayuga Heights, NY

Find Property appraisers in Cayuga Heights

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Hynes Valuation Group

Hynes Valuation Group

UPSTATE Lead & Environmental Div of UPstate Group

UPSTATE Lead & Environmental Div of UPstate Group

JOHN A LAVINE APPRAISING

JOHN A LAVINE APPRAISING

Vital Abstract LLC

Vital Abstract LLC

The Cayuga Heights, NY homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

Appraised vs. Market Value: What’s the Difference?

Who Does Home Appraisals?

How Long Does an Appraisal Take?

How to Prepare for a Home Appraisal: 6 Essential Tips

What Is a Land Appraisal and How Does It Work?

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