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Q: Does insurance cover foundation cracks?

• <div><p>Homeowner&rsquo;s insurance doesn&rsquo;t cover foundation cracks unless they&rsquo;re a result of a natural disaster like an earthquake, vandalism, or a vehicle accident that causes sudden damage. Taking care of your foundation to prevent problems with expansive soil and drainage is considered ongoing maintenance, and your insurance company expects the homeowner to carry out that preventative maintenance.</p></div>

Q: What happens if I overwater my foundation?

• <div><p>Overwatering can cause issues like water pooling and drainage problems. To prevent overwatering, monitor your soil levels on a regular basis and change your watering schedule as necessary.</p></div>

Q: When does water damage a foundation?

• <div><p>Water damage to a foundation often starts as a slow leak or water vapor problem that worsens over the course of months or even years. The speed at which foundation leaks worsen depends on a few factors, including your climate and location, the soil composition around your home, the foundation drainage system you have in place, if any, and the type of foundation you have. Even if you have a minor issue that&rsquo;s slow to develop, it&rsquo;s best to have a professional address the issue immediately.</p></div>

Q: Will a bank finance a house with foundation problems?

• <div><p>It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won&rsquo;t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing. </p></div>

Q: Can a house collapse from a sinking foundation?

• <div><p>Although it is possible for a house to collapse from a sinking foundation, it will likely take many years, and signs of major issues will be apparent for a while. Homes on hillsides or in areas that experience frequent washouts are at a higher risk of collapse. Still, barring a natural disaster or extreme circumstances, houses are unlikely to fully collapse from foundation damage.</p></div>

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Verified Reviews for Concrete Repair pros in Angelica, NY

*The Angi rating for Concrete Repair companies in Angelica, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Angelica, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on December 04, 2025

Reviewed in June 2025
Capital Chimneys and Masonry Repairs contacted me the same day i requested a quote, and were able to visit to provide a quote within day or so. They then visited, and completed the chinking on an outside wall, repaired a wall in the basement, and were able to install a gutter to ensure the water...
Capital Chimneys and Masonry Repairs
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Reviewed in April 2024
I highly recommend Tyler. He responded quickly, did the chimney repair work quickly, and did a great job. He saved me a lot of money compared to another estimate. He is also pleasant, professional and easy to work with. He explained everything thoroughly. It was an excellent experience.
M.M.T Fireplace & Masonry Repair
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Reviewed in January 2024
Bob was prompt and professional. We had him replace the crown on our chimney, replace several bricks, replace some flashing and repair some loose slate on our front step. I would highly recommend him for any masonary job.
RMD Restoration Services
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Reviewed in September 2013
Dave was very prompt and professional. He always lets us know if the appliance is worth fixing or not before repairing the problem.
Warners Appliance Repair
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Reviewed in September 2013
Very clever at finding problems, Uses common sense. very reasonable rate, much less than Albany repair shops.
Richie's Auto Repair
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Reviewed in July 2013
Called last winter with no heat and they were here within hours. Very skilled and had the furnace cleaned and repaired very quickly. Ran well for the rest of the winter. Called recently to get an outdoor faucet repaired and had to wait a few weeks. It was not an emergency, so that was...
East Hill Plumbing & Heating
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Reviewed in January 2010
my daughter hit a bear on the highway at night. the collision sprung the front end. we delivered the car to the shop ourselves, since it was drivable. he gave me an estimate by phone and commenced work immediately. although the car is 10 years old, he was able to get 2nd hand parts as good...
D.W. Body Shop
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Find Concrete repair specialists in Angelica

Steffan Hampshire Contractor

5.00(

)

•Approved Pro

Steffan Hampshire Contractor

Customers say: Quality work

17 local quotes requested

1 years of experience

Here at Steffan Hampshire Contractor, I pride myself on my professionalism, as well as my ability to complete every job to the homeowner's total satisfaction. I never leave a job unfinished, or a homeowner not 100% satisfied with my level of service. I handle general contracting and remodeling work in Nunda and the surrounding areas - Call today!