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Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Fernley, NV and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"The toilet needed to be replaced. I was told that I would only get the builder standard grade toilet even though I was signed up with the highest plan. The plumber was replaced my toilet with something that was definitely builder grade and not even close to what I had. I called CHOICE and they told me that it should have been replaced with something comparable to what I had. Twice they told me they were going to have my claim looked at and I have not received a call about it or any new information. The new toilet is wrong in size and specs and doesn't fit well where it is in the bathroom."
Recommended by81%of homeowners
Avatar for KH Construction
KH Construction
5.0(
2
)
Find a Custom Home Builder

Serving Fernley, NV and surrounding areas

In business since 2008

Free estimates

Warranties offered

KH Construction is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business.Call us today so we can turn your dream & vision into a reality. \n

New construction
New home Constar
Guest house
Garage
New kitchen remodel

+5

Response time2 days
Recommended by50%of homeowners
Avatar for Sentri Homes
Sentri Homes
2.7(
59
)
Find a Custom Home Builder

Serving Fernley, NV and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."
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Home Building questions, answered by experts

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

  • Installing plumbing for a new kitchen or bathroom

  • Replacing plumbing pipes

  • Installing or repairing septic systems

  • Running new electrical wiring

  • Installing a subpanel

The average cost to build a modular home is around $270,000, and most modular homes total between $180,000 and $360,000. Of course, this price varies significantly by location, and the price tends to follow the cost of living in the area. There are quite a few other factors at play that can affect your pricing, including the following:

  • Number of bedrooms and bathrooms

  • Site preparation, including land clearing and leveling

  • Type of foundation

  • Utility connections

  • Cost of building permits

Construction typically takes 3-6 months, including site preparation and assembly.

The Fernley, NV homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.