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Top-Rated Custom home builders in Fernley - Updated Nov 2026

Avatar for Pinuelas Construction LLC
Pinuelas Construction LLC
3.8(
17
)
Find a Custom Home Builder

Serving Fernley, NV and surrounding areas

Approved

In business since 2009

Free estimates

Warranties offered

"Had our kitchen remodeled and Ricky’s crew got the job dine in no time. They were fast, kind and professional. Highly recommend Pinuelas Construction for anyone who has home improvement work needed to be done and will use this company for all my future projects."
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+19

Response rate100%
13 neighbors recently requested a quote
Recommended by66%of homeowners
Avatar for KH Construction
KH Construction
5.0(
2
)
Find a Custom Home Builder

Serving Fernley, NV and surrounding areas

In business since 2008

Free estimates

Warranties offered

KH Construction is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business.Call us today so we can turn your dream & vision into a reality. \n

New construction
New home Constar
Guest house
Garage
New kitchen remodel

+5

Response time2 days
Recommended by50%of homeowners
Custom Home Builders FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

It pays to hire a project manager or general contractor when you have a large-scale project that will take over a week to complete, especially when it involves structural changes and multiple subcontractors. This includes hiring a general contractor to build a house, add an extension, or manage other projects that need a building permit.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

The Fernley, NV homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.