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Avatar for Pinuelas Construction LLC
Pinuelas Construction LLC
3.8(
17
)
Find a Custom Home Builder

Serving Fernley, NV and surrounding areas

Approved

In business since 2009

Free estimates

Warranties offered

"Had our kitchen remodeled and Ricky’s crew got the job dine in no time. They were fast, kind and professional. Highly recommend Pinuelas Construction for anyone who has home improvement work needed to be done and will use this company for all my future projects."
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+19

Response rate100%
14 neighbors recently requested a quote
Recommended by66%of homeowners
Avatar for KH Construction
KH Construction
5.0(
2
)
Find a Custom Home Builder

Serving Fernley, NV and surrounding areas

In business since 2008

Free estimates

Warranties offered

KH Construction is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business.Call us today so we can turn your dream & vision into a reality. \n

New construction
New home Constar
Guest house
Garage
New kitchen remodel

+5

Response time2 days
Recommended by50%of homeowners
Custom Home Builders questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Renovating or remodeling an existing structure is usually less expensive than the cost to build a new house. That’s because you can save on the costs of new building materials, laying a foundation, framing the entire building, and installing new materials and utilities throughout the house. However, if a home is in very poor condition or is incredibly old, you could spend more on upgrades and restoration compared to building from scratch.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

A contractor can install your shipping container home in as little as 90 days. This is notably quick compared to a traditional home build, which can take more than a year (providing there aren’t permitting or construction delays that make the wait even longer). For the quickest installation, choose a prefab container home.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

The Fernley, NV homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.