Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Pool concrete or gunite can take several weeks to cure, or an average of 30 days, before workers can resume construction. Additional work and finishes push the time to build a pool out of concrete to between three and six months. There are many types of pools that take far less time, so keep these in mind if you're on a short timeline.

In combination with adequate filtering and water chemical balance, vacuuming will keep your pool from being overrun with algae. If your pool is experiencing algae growth, the same combination will get rid of it with a bit of patience. Heavy algae growth may require the use of an algaecide, and in some cases, you’ll want to vacuum the pool 24 to 48 hours after using algaecide to remove dead algae debris.

An easy way to know whether your sand filter has enough sand is to check how full the filter is and what the sand looks and feels like. The filter container should be two-thirds to three-quarters full of sand. Look for interior marks indicating the ideal sand level. If you put your hand into the sand, it should flow through your fingers without clumping. The filter pressure gauge is also an easy indicator—the right amount of sand leads to normal pressure, while too much or too little sand can cause high or low pressure.