Is foundation repair covered by home insurance?

• <div><p>No, foundation repair is not usually covered by home insurance. Most home insurance companies typically consider foundation repair as part of your home maintenance, so they won’t cover the cost. However, foundation damage is sometimes caused by covered events such as a burst pipe or a house fire. In these cases, repairs may be covered.</p></div>

Is it safe to stay in a home with foundation problems?

• <div><p>It’s usually not an immediate safety risk to live in a house with foundation problems, but you don’t want to let those problems persist. Most foundation issues don’t lead to a house’s sudden collapse, but they can lead to health issues like mold growth and pest intrusion, as well as problems like uneven floors or rotten beams and joists, which can pose injury risks and be costly to fix.</p></div>

Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Q: Is it safe to stay in a home with foundation problems?

• <div><p>It&rsquo;s usually not an immediate safety risk to live in a house with foundation problems, but you don&rsquo;t want to let those problems persist. Most foundation issues don&rsquo;t lead to a house&rsquo;s sudden collapse, but they can lead to health issues like mold growth and pest intrusion, as well as problems like uneven floors or rotten beams and joists, which can pose injury risks and be costly to fix.</p></div>

Q: How much foundation settling is normal in a new house?

• <div><p>It&rsquo;s usually not a big deal if your foundation sinks between 2 and 3 inches into the ground after construction, provided the settlement occurs evenly. This is usually indicative of normal settlement that occurs as the soil under your home adapts to the weight of the structure. If the home sinks more into the ground or the settlement occurs unevenly, leaving portions of your home to sink further down than others, then call a foundation repair specialist to address the issue and avoid additional damage. </p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: Can water penetrate through a concrete foundation wall?

• <div><p>Yes. Water can penetrate through a concrete foundation wall. This can happen whether or not you have cracks, as concrete is a porous material. You&rsquo;ll want to take steps to waterproof your basement or crawl space.</p></div>

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Verified Reviews for Concrete Repair pros in Taos, NM

*The Angi rating for Concrete Repair companies in Taos, NM is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

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Last update on November 12, 2025

Reviewed in September 2024
I was very pleased with the project,, he gave me several options, to repair or replace my unit. I choose to repair but will call Steven again when Iâ m ready to replace my older unit. He was friendly, knowledgeable and efficient.
Keller Mechanical Systems, LLC
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Reviewed in June 2024
Francisco & Lalo communicated with me from start with scheduling inspection to repairing our roof. I highly recommend them for reliability, dependability, quality work, and they explained the repair process. It will give me the peace of mind that I need.
Tapia Roofing, LLC
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Reviewed in October 2017
I was happy with them because Chris offered some suggestions to make the yard work better for me. But the options are not probably the best for my needs. The gravel and mulch areas are great and the drip system seem to be working just fine but the mulch may not be a good choice for my dogs since...
Natural Masterpiece Landscape Design
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Reviewed in November 2013
diagnosis, repair of automobile, went very well
David Cordova
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Reviewed in October 2011
Tim Miller is a very professional guy, and a master with a backhoe! He and his you g son and son-in-law did the job together and worked well as a team. I admit, I didn't even get anyone else to do an estimate, as I had heard what a good job they do from a neighbor. Tim is part of the...
MILLER CONCRETE SVC
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Reviewed in May 2011
Touchstone Plumbing was great. Instead of replacing the whole reverse osmosis unit he was able to repair it. Another plumber we had called said that it was reparable and we should buy a new one. We have been having ongoing problems with leakage under the sink area. He found it and...
Touchstone Plumbing Inc
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Reviewed in October 2009
Reuben Haga of Modern Textures, aka Creative Concrete Solutions, didn?t deliver the product he promised, wasn?t on time and wasn?t within budget. Not only that, but he was caught lying throughout the process and instead of trying to rectify problems and find solutions, chose to argue with me...
Modern Textures, Decorative Concrete Staining
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Concrete Driveways & Floors Installation

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Modern Rock Contractors

Modern Rock Contractors

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CSF Construction LLC

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4BM Construction LLC

perfectionhandyman

perfectionhandyman

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High Desert Contractors

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Nevarez Concrete

American Pride Construction

American Pride Construction

Tierra Builders LLC.

Tierra Builders LLC.

Timber Wolf Log & Tiny Homes

Timber Wolf Log & Tiny Homes

Innovation Painting Inc.

Innovation Painting Inc.

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