Get matched with top chimney cap pros in Melrose, NM

While the terms of individual home insurance policies vary, most premiums won't increase if it's been a long time since a homeowner has filed a claim. However, more frequent claims will lead to a higher homeowners insurance premium. Other factors that influence whether your premium will increase include your claim history and the type of damage in the claim.

You can install solar panels on a metal roof, but it will require some additional thought and care versus a traditional asphalt shingle roof. That’s because heat dissipates off a metal roof differently than asphalt or wood, so you may need to space the panels further from the roof. However, a pro can help you with the details and provide a safe and effective installation.

For homeowners who plan to stay in their homes for a long time or never want to have to deal with replacing a roof again, rubber roof shingles are likely worth the added investment amount over asphalt shingle varieties. While the initial cost of installing a rubber shingle roof will be significantly higher, their long life spans can be worth it in the long term. Consider the curb appeal of a rubber roof, though, as other roofing materials, like metal, can look better and offer even greater value.

The most obvious and severe sign of a roof leak is the presence of wet spots on your ceilings, specifically on the top floor of your home. You can also identify a roof leak from your attic if you see sagging insulation or if you notice mold growth or water stains on the rafters or the underside of the roof deck. From the street, look for cracked or missing shingles, moss growth, and shingles that are curling upward, all of which can suggest a leak.