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S&H Finance Co

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S&H Finance Co

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13 years of experience

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!

S&H Finance gives consumers a simple and transparent approach to consolidating high-interest credit card debt based on credit worthiness. 700+ FICO. Borrowers can apply for a free quote and consultation with no harm to credit and we match them profile for a personal loan with no upfront fees, giving them a fixed interest rate, and loan amounts ranging from $20,000-$300,000 with various repayment term ranging between two and seven years. Free Consultation! Free Quote and Pre Approval!



HUFSTEDLER APPRAISAL

2.33(
3
)

HUFSTEDLER APPRAISAL

2.33(
3
)
Customers say: Terrific value
32 years of experience

Hufstedler Appraisal is approved with all major lenders and Appraisal Management Companies (AMC's). We offer many specialty services, whether you're a lender, attorney, CPA, homeowner or buyer, our services are sure to be useful to you. Guided by over 20 years of experience in the New Mexico Real Estate Appraisal business, Hufstedler Appraisal provides an accurate real estate appraisal with a fast turn-around time.

"My loan company requested an appraisal for a loan through Hufstedler Appraiser They were to be at my home at 12:30 on Nov 5. They did not show up. It took over an hour calling their number to reach someone, the voicemail was full. I was told that it was scheduled for Nov 6 at 12:30. I entered the appointment on my calendar when I spoke to the appraiser. Also, I had commitments on Nov 5, so I was sure I had it correct. I understand an error. We reschedule for, Nov 7 at 1:30. I repeated this back twice to ensure there was no miscommunication. They were a no-show again. I have tried calling their office and cell, have left several voicemails and have not been called back. If they cannot get an appointment correct, I do not believe they should not be trusted to do our appraisal."

Mike B on November 2019

Hufstedler Appraisal is approved with all major lenders and Appraisal Management Companies (AMC's). We offer many specialty services, whether you're a lender, attorney, CPA, homeowner or buyer, our services are sure to be useful to you. Guided by over 20 years of experience in the New Mexico Real Estate Appraisal business, Hufstedler Appraisal provides an accurate real estate appraisal with a fast turn-around time.

"My loan company requested an appraisal for a loan through Hufstedler Appraiser They were to be at my home at 12:30 on Nov 5. They did not show up. It took over an hour calling their number to reach someone, the voicemail was full. I was told that it was scheduled for Nov 6 at 12:30. I entered the appointment on my calendar when I spoke to the appraiser. Also, I had commitments on Nov 5, so I was sure I had it correct. I understand an error. We reschedule for, Nov 7 at 1:30. I repeated this back twice to ensure there was no miscommunication. They were a no-show again. I have tried calling their office and cell, have left several voicemails and have not been called back. If they cannot get an appointment correct, I do not believe they should not be trusted to do our appraisal."

Mike B on November 2019



Avatar for MATT TEMPLETON - KELLER WILLIAMS REALTY

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)

MATT TEMPLETON - KELLER WILLIAMS REALTY

4.87(
70
)
Customers say: True professional
Recommended by 95% of Angi customers
Recommended by 95% of HomeAdvisor customers

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

We strive to provide our real estate clients a higher level of service beyond what they would normally expect. We like being know as top real estate agents and excellent REALTORS. We work with buyers looking for homes for sale and sellers looking for the best marketing and customer service on their house listed. Call us for a free consultation. You won't want to pass up hearing about our services before choosing a real estate professional for helping you sell your home or find a home. Buyers can search on our website http://www.searchhomesabq.com. Keller Williams Realty Reception: 505-271-8200, Ask for Matt.

"I couldn't recommend Andrew any more. My fiancé and I came to Andrew looking to buy our new home and he was 100% responsive and helpful from the get-go. As fate would have it, we found the home we had been searching for while Andrew happened to be at a work conference out-of-town. We had a momentary worry that he would be unavailable to help us make an offer since he was gone, but we were very wrong. Andrew jumped right to it and got everything done for us remotely within a couple of hours. He is a truly hard working and kind man that saw this process through until the very end. I can't imagine a scenario in which you'd regret bringing Andrew on board. Thanks Andrew!"

Robert D on April 2020

Property Appraiser questions, answered by experts

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

The Cloudcroft, NM homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.