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Engineered wood siding is still a relatively new type of siding, so it’s hard to say with certainty how long engineered wood siding will last. That said, homeowners should expect to get somewhere from 20 to 30 years out of their engineered wood siding, especially if they keep up with maintenance, including painting it every 10 years. Painting the exterior of a house costs an average of $3,150.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

Clapboard siding is traditionally made of wood, and is one of the most common types of wood siding in North America. When people talk about wood siding, they are usually talking about clapboard siding. However, not all wood siding is in the clapboard style: It can be tongue-and-groove, shake, and other designs. Also, clapboard siding can sometimes be made of different materials, like vinyl or fiber cement, so the terms are not interchangeable.

Yes, you can install siding over stucco, but it's crucial to ensure the stucco is in good condition first. Before proceeding, inspect the stucco for any signs of damage, leaks, or mold growth. If you discover water damage, mold, or have ongoing leak issues, it's recommended to remove the stucco completely. This step prevents future problems like mold and pest infestations and allows a professional to repair or replace any damaged sheathing underneath. If the stucco is sound, the installation process involves attaching furring strips to the wall's framing directly through the stucco. The new siding is then installed onto these furring strips. A professional may also need to adjust window and door openings to prevent them from being recessed behind the new siding, which can cause aesthetic issues and create potential leak points.