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Natural gas and electricity rates vary significantly based on location, and pricing can change over time, too. It’s possible that in locations where natural gas is particularly inexpensive, it will cost less than grid-based electricity will. However, you should also factor in the generator’s initial costs and maintenance needs, as well as its noise level and if it can comfortably power all your home appliances.

You can expect a diesel generator to last for up to 30,000 hours of use, which works out to 20 to 25 years with the proper maintenance, of course. That depends on how much you use it, so a diesel generator used for emergencies a couple of times a year will last a lot longer than a generator that takes over for a faulty electrical grid every month for a day or two. 

As a safety measure, you should always turn off the main breaker while operating your generator’s backup breaker. In addition, you should also switch off all appliance breakers so you don't have a power surge when the main breaker turns back on. And finally, turning off the main breaker prevents back-feeding, which endangers utility workers with the risk of electrocution. Back-feeding could also destroy the electrical circuits of your neighbors if they use the same power network.

With proper maintenance, a whole-house generator can last between 20 and 40 years. The specific lifespan depends on how often and for how long the generator is used, and some models may have their life expectancy rated in hours of operation. To maximize its lifespan, expect to spend around $150 to $300 per year for annual maintenance checks from a qualified technician. During these checks, a technician will inspect the engine filter, starting mechanism, fuel, lubrication, and coolant levels. Consulting your installer and choosing a low-impact fuel like natural gas or diesel can also help ensure your generator lasts as long as possible.