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A radiant barrier is a form of insulation topped with a reflective material designed to keep homes cool during hotter months. It is generally considered worth the investment if you live in a hot, sunny climate, as the cost can be recouped over time through lower energy bills. Installation costs typically range from $0.10 to $1 per square foot. After installation, homeowners in warm climates may save between $7 and $15 per month, potentially reducing their electric bill by 5% to 10%. The exact savings will vary depending on your location and the type of barrier chosen.

The primary downside of radiant barriers is their limited effectiveness in cold climates. They are designed to reflect radiant heat, making them less beneficial in cooler conditions where heat retention is more important. 

Radiant barriers require proper installation to maximize effectiveness. Incorrect placement can lead to minimal benefits. They also do not provide insulation, meaning they should be used in conjunction with traditional insulation for optimal energy efficiency. 

Yes, usually you will need some kind of vapor barrier on the exterior walls when the framing is attached to concrete and masonry surfaces.

Open-cell foam insulation has a life span ranging between 15 to 25 years when well cared for. However, the material may degrade sooner in areas with high humidity or after prolonged water exposure. Proper installation and maintenance can maximize its longevity but requires close monitoring. Closed-cell foam insulation has a longer life span of 30 to 50 years.