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For a 12x20-foot (240-square-foot) deck, you can expect to pay between $7,200 and $14,400. This cost is based on a general price of $30 to $60 per square foot. The final price will depend on factors such as the decking material, design complexity, deck type, location, and local labor costs. Keep in mind that add-ons will increase the total; for example, adding an under-deck drainage system to a deck of this size could cost an additional $7,700.

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

It’s best to use two screws to secure deck boards into every joist. Securing the boards to every joist makes the deck more structurally sound, while using two screws on the outer sides of the boards can help prevent warping and cupping.

Yes, adding railing to a deck is a great way to improve safety and your home’s aesthetic appeal. Railings can be constructed from wood, metal, or composite, and there are plenty of choices regarding design and style. Always consult local building codes before starting any building project—there are often requirements regarding spacing and height that can differ slightly from place to place.