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The ridge is the horizontal line where two sloping roof sections meet at the top, forming the highest point of the roof. A hip, on the other hand, is the external angle formed where two roof sections meet and slope downward toward the walls, typically at a lower angle than the ridge. The ridge runs horizontally along the peak and the hip runs diagonally from the peak to the roof's edges.

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

A metal roof can last anywhere from 15 to over 100 years, with an average of 50 years, depending on the material, installation, and environment. The specific metal is a key factor: aluminum roofs may last 20 to 45 years, while steel can last 30 to 60 years. Tin can last for up to 75 years, and more durable options like zinc, stainless steel, and copper can last from 80 to over 100 years. Factors that can shorten a metal roof's lifespan include living in a coastal region with corrosive salt air, improper installation (such as laying over old shingles), and failing to inspect and replace fasteners, which may wear out before the panels.

The lifespan of asphalt shingles is typically between 15 and 30 years, depending on the type of shingle and other factors. Standard 3-tab shingles have the shortest lifespan, around 10 to 15 years. Architectural shingles last longer, averaging 20 to 25 years. Luxury or designer asphalt shingles are the most durable, with a lifespan of 40 years or more. Climate, installation quality, and regular maintenance also play a significant role in how long your shingles will last. Signs that they need replacement include granule loss, bald spots, and roof leaks.