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TRUSTED BY ANDOVER, NJ HOMEOWNERS

  • Average homeowner rating star icon4.9
    Average homeowner rating
  • Verified reviews icon15
    Verified property appraisals reviews

Top-Rated Property appraisers in Andover - Updated Nov 2026

The Curreri Group, LLC
4.7(
39
)
Appraisal - Real Estate

Serving Andover, NJ and surrounding areas

In business since 2010

Free estimates

Emergency services offered

"Joe and Patrick were extremely responsive and wonderful to work with. Joe gave me an appraisal based on very detailed, multiple factors, fully explained, which obviously took a great deal of effort to acquire during these difficult times. The Curreri Group was exceptionally professional in all respects, and I will definitely use them as my go to for all future appraisal needs."
Pre-listing
BBB A+ Accredited
Response time6 hrs
10 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for Calstin Appraisal Services
Calstin Appraisal Services
4.9(
12
)
Appraisal - Real Estate

Serving Andover, NJ and surrounding areas

In business since 2003

Free estimates

Credit card accepted

"Norman Chambliss was very Professional and courteous. He accommodate my schedule and completed the appraisal with in the estimated time frame. I am highly satisfied with the transaction."
Response time9 hrs
Response rate94%
Recommended by100%of homeowners
Avatar for Central Lending Svc Inc dba Credit Central
Central Lending Svc Inc dba Credit Central
4.8(
72
)
Appraisal - Real Estate

Serving Andover, NJ and surrounding areas

In business since 2003

Emergency services offered

"I knew it was going to be challenging to find an investor that would lend me money for this real estate venture.  I have lived 20 years in a four unit historic condominium building in downtown Jersey City and I wanted to buy the unit above me as an investment property.  But with Fanny Mae and Freddy Mac rules, they would not give me a loan because I would own half the building and this would give me too much control over condo association decisions.  I checked with Angie's List where Central Lending was well recommended and spoke with Mark, the president of Central Lending, about my situation and that I needed an unconventional loan outside of Fanny Mae and Freddy Mac oversights.  After many disappointments and on the very last day of my contract with the seller, Mark found a lender.  And on the very last day of the window to the loan, it closed.  I cannot thank Mark and his assistant Judy enough for their patience and steadfast of seeing this through.  I cannot tell you the emotional roller-coaster ride I went through during the 4 1/2 month duration.  There were many moments that I wanted to give up but Mark reassured me that the sale would happen.  Without Mark's personal intervention with the lender and title company, this deal would not have closed.   You can be sure that when I am in the market to buy unit #3, I will not hesitate to contact Central Lending.  Thank you so much."
Additional Photos
Recommended by100%of homeowners
Avatar for New Jersey Real Estate Appraisals and Photography
New Jersey Real Estate Appraisals and Photography
5.0(
5
)
Appraisal - Real Estate

Serving Andover, NJ and surrounding areas

In business since 2024

Free estimates

Small jobs welcome

We're a locally owned and operated company out of Oldwick, NJ. As a Certified General Appraiser, I specialize in a variety of asset types and also do real estate photography. NJREAP prides ourselves on the quality of our work as well as our commitment to outstanding results. We look forward to building lasting relationships with our clients and guarantee your satisfaction!\n\n

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+5

Response time7 hrs
Response rate100%
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Property Appraiser FAQs, answered by experts

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

The Andover, NJ homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.