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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Iron sediments from rusty pipes are not likely to cause health problems. While a glass of yellow-hued water is off-putting, it is generally safe to drink yellow water in the short term. But you certainly want to address this problem. In the meantime, switching to bottled water until the yellow water issue is resolved is a good idea. 

Lead toxicity comes from inhaling lead or consuming it. Before the 1980s, when the government banned lead from consumer use, it could be found in paint, plumbing, pipes, ceramics, and even gasoline. Lead paint is toxic for the same reason lead itself is toxic, which is why lead poisoning from paint presents the same as lead poisoning from water or food sources, with a slight increase in respiratory symptoms vs. digestive symptoms. Lead paint is most dangerous when it’s old and peeling, cracking, or otherwise disturbed. This increases the concentration in the air and, therefore, in breathable air. 

A professional indoor air quality inspection takes anywhere from one to three hours, depending on the size of your home and the number of necessary samples. After the test, the specialist will discuss the findings, but you won’t get a full written report for 2 to 10 days, though you can ask your pro to expedite the process, if needed. 

Determining if your water main contains lead involves a few steps. First, check the age of your property, as homes built before the 1980s might have lead pipes. Contact your water utility company for information on your service line material. Then, you can hire a professional plumber to conduct an inspection or use a lead testing kit to analyze water from the main line.

The Keene, NH homeowners’ guide to lead testing and removal services

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