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It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

Tears, bubbles, scratches, and lifting edges are common issues that require professional repair.

Houses naturally settle over time, but they should settle uniformly with no apparent settling in one spot. If your floor is uneven but only in a particular area of your home, differential settlement could be the problem. This can be caused by improper drainage, erosion, expanding soil, earthquake activity, or poor construction techniques.

Although it isn’t recommended to use more than 1,500 pounds of force per square inch (or PSI) on delicate siding materials like wood and metal, it’s safe to use more than that on surfaces made of stone, cement, and, yes, vinyl. In most cases, you can use up to 3,500 PSI without any problems, though you’ll want to make sure to use a tip with a spray span that better disperses this pressure, like a green or yellow tip.