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It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

Soft spots in a mobile home floor can be caused by settling of the foundation or by improperly installed foundations. If the foundation moves, it can create stress on the floor material, causing soft spots to form. Water damage can also cause soft spots in the floor, so it’s a good idea to get a pro to inspect your floors if you have soft spots.

Uneven floors often signal structural issues in a home, so taking them seriously is vital. If you buy an older home with slightly uneven floors, check that your inspector thoroughly inspects the foundation to catch any potential issues early. And if you notice that your floors are becoming more uneven over time, call a pro to check your foundation ASAP.

If you have mold under your vinyl flooring, it’s recommended that you have it ripped out and start fresh. Mold isn’t something to take lightly and should involve a visit from a professional who can both test and identify the mold. If you’re determined to remedy it yourself, wear all the proper protective equipment—eye goggles, a high N-rated mask, and long, disposable gloves.