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To maintain plaster walls, inspect them regularly for cracks and seal them early. Clean the walls by dusting regularly or using a gentle, damp cloth. It's also important to avoid moisture exposure. Repainting as needed will help maintain the wall's appearance and longevity.

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Plastering and skimming are two different techniques for finishing walls. Plastering involves applying a thick layer of a plaster mixture—typically containing gypsum, lime, cement, sand, and water—to create a new surface. This process often requires multiple coats and is used for repairing significant damage or creating decorative textures. Skimming, on the other hand, is a technique that involves applying a thin layer of drywall compound or joint compound over an existing surface to smooth it out, covering minor imperfections, small cracks, or uneven textures for a polished look. Plastering is generally more costly and labor-intensive than skimming. Although some people use the terms interchangeably, they refer to different processes and materials.

While you should consult with a ceiling professional for larger cracks, especially if you’re not sure what’s causing your ceiling to crack, you can certainly try to repair small cracks on your own. If you’re up for the task, here’s how to repair ceiling cracks for $150 or less.