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It’s technically possible to install loose-fill cellulose insulation without a blower, but it’s much more time-consuming, tedious, and dangerous. You’ll need to wear the proper protective coverings to handle the cellulose after it’s been doused in boric acid; use a shovel when you can to transport the material from the bag into the wall cavity.

That said, if you purchase cellulose materials at a home improvement store, ask if they rent out blowers for free or at a discounted rate. In many cases, if you buy the material from the store, they’ll rent out the blower at no extra cost.

Every exterior wall in a house should have insulation. Municipalities require that new construction homes come with adequate insulation to handle the local climate. The state or local building code lays out the minimum insulation requirements. Interior walls seldom have insulation. Exceptions include interior wall insulation for sound dampening or temperature control of specific rooms.

Insulation provides additional protection for your tankless water heater. Even if the unit is installed inside the house, it’s still a good idea to wrap the unit up with insulation batts, especially if you live in cold climates. For outdoor units, you can build an insulated box around the tankless water heater for freeze protection.

To keep cold out, look for treatments that sit close to the window frame and are made from thick, insulating materials. Thermal curtains, cellular shades, window quilts, and insulated shutters can all help retain heat. Layering window treatments, like pairing lined curtains with cellular shades, can provide even better insulation by further reducing drafts and heat transfer.