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Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: How can I find a trustworthy appraiser?

• <div><p>Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.</p><p>While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.</p></div>

Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: Will land ever lose value?

• <div><p>Land doesn&rsquo;t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land&rsquo;s value. </p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Cedar Mountain, NC

*The Angi rating for Antique And Jewelry Appraisal companies in Cedar Mountain, NC is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Cedar Mountain, NC is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on April 24, 2026

Reviewed in April 2026
Michael and his son are quality craftsmen. They created exactly what we asked for, paying attention to detail and ensuring everything was perfect. They will rework anything not 100% perfect or what customer wants. They made 6' privacy fencing, 3' picket pet fencing, custom gates and handrails,...
Big Boy Fencing
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Reviewed in March 2025
They kept saying they would call me for my appointment but I had to call back to the office 2 times before the appraiser called me. Almost didn't meet my drop dead date.
Southern Values
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Reviewed in March 2025
Out rock wall was damaged in Helene and we were very blessed to have DeLeon Stoneworks and More to repair it. They took down the damaged section and rebuilt it to match the old wall. This type of craftsmanship is rare and very much admired and appreciated. The other bids were all some form of...
De Leon Stonework & More
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Reviewed in January 2025
Very courteous and friendly, Fairly priced
TruShine Exterior Cleaning LLC
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Reviewed in March 2024
Jose and crew painted our kitchen cupboards and antiqued them Beautiful job
Jose Ramos Painting
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Reviewed in November 2023
We got a call about 5 minutes after placing our request. They came that very afternoon and we agreed on the job and price. The men did an excellent job, and we shall hire them to come back periodically to keep the place looking good. It was overgrown. They clear cut, trimmed, sprayed for...
Y & J Landscaping & Tree Services, LLC
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Reviewed in June 2023
Fantastic design and construction. Sales rep was also wonderful in helping to be sure measurements would fit our clothes.... long hang, tall husband shirts and pants, shoe storage, etc. Even designed a landing for jewelry box, wallets, coins, and keys.
Artisan Custom Closets
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Reviewed in March 2022
Quick efficient and excellent quality!
Sylvan Perfect Flooring
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Reviewed in March 2022
The ownership is stellar and a pleasure to deal with. Thank you for your work and your service.
One Shot Exterior Cleaning, LLC
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Reviewed in January 2022
The owner, Taylor Perez is fair and honest and his work is excellent. He tore out my old kitchen cabinets, insulated the outside walls, and hung new drywall. It looks great! I highly recommend Twisting Pine Construction in Brevard, NC.
Twisting Pine Construction
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Antiques and Jewelry Appraisals questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

The Cedar Mountain, NC homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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