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Yes, crawl space insulation is worth it if installed correctly. Installing insulation in your crawl space will improve the air quality, help stabilize your home's temperature, lower your energy bills, and prevent pests from entering your home. Though you’ll pay more to install insulation initially, the savings you get from installing insulation can help offset those initial costs over time.

The primary downside of radiant barriers is their limited effectiveness in cold climates. They are designed to reflect radiant heat, making them less beneficial in cooler conditions where heat retention is more important. 

Radiant barriers require proper installation to maximize effectiveness. Incorrect placement can lead to minimal benefits. They also do not provide insulation, meaning they should be used in conjunction with traditional insulation for optimal energy efficiency. 

Insulating your ducts offers several benefits, including:

• Improved energy efficiency: Duct insulation prevents energy losses, reducing heating and cooling costs.

• Cost savings: Lower energy bills make insulation a cost-effective investment.

• Environmental benefits: Enhanced efficiency reduces your carbon footprint.

• Consistent comfort: Insulated ducts help maintain a stable indoor temperature.

• Better indoor air quality: Reduced allergens and pollutants improve air quality.

If you’re using faced insulation with paper, face the paper toward the inside of the room during the installation process. 

A good way to remember this is that the paper should face the “warm side” as it’s the vapor barrier, meaning it should face toward where the heat will be coming from.