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Basement Waterproofing questions, answered by experts

Living in a finished basement is acceptable, but only if the space has the proper points of egress and includes smoke and carbon monoxide (CO) detectors to ensure the safety of the occupants. A good way to ensure your finished basement is suitable for use as living space is to get the basement finishing project properly permitted.

If foundation problems are not fixed, they will likely worsen over time, leading to more complex and expensive repairs. Neglecting a damaged foundation can cause a range of issues, including:

  • Structural Damage: Minor problems like small cracks can escalate into major structural issues. This can damage the house above the foundation and, in severe cases, lead to foundation walls caving in or a total collapse.

  • Water Damage and Pests: Moisture and water intrusion can cause flooding, mold growth, and pest infestations.

  • Health and Safety Risks: Mold can lead to poor indoor air quality and other health risks, while structural instability poses a significant safety hazard.

  • Reduced Home Efficiency: A compromised foundation can negatively impact your home's energy efficiency.

To avoid these escalating problems and costs, it's best to hire a foundation repair company to address any issues as soon as you become aware of them. The earlier problems are discovered and fixed, the lower the repair cost will likely be.

Whether your homeowners insurance covers slab leak repairs depends on your specific policy and the cause of the leak. Many policies cover slab leaks resulting from a covered peril, such as a natural disaster, a falling tree, or pipes freezing and bursting within the slab. However, damage caused by invading tree roots, corrosion, or leaks from appliances may not be covered by a standard policy. It's a good idea to also check your home warranty plan for potential coverage if an appliance is the source. Contact your insurance provider for a full explanation of what your policy covers.

The first step to preventing foundation cracks is to repair any current ones. When one crack forms, it becomes more likely that a second crack will follow. A few other tips include performing regular foundation checks, cleaning spouts and gutters, and installing exterior drains if needed. For those living in a hot and arid area, you should water your foundation every other day.

In some circumstances, foundation refacing or repair may be a better option for your home than sealing a foundation. It’s always a good idea to take steps to prevent moisture problems in your foundation, but if there are any structural concerns, those will usually need to be fixed first. When dealing with foundation issues, it’s a good idea to get a professional opinion so you can avoid bigger problems down the road. 

The Polson, MT homeowners’ guide to basement waterproofing services

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