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TCH Builders & Remodeling
4.0(
2
)

Serving Libby, MT and surrounding areas

In business since 1999

Emergency services offered

Credit card accepted

If you dream it, we can build it. What's the biggest difference between us and them? We build to last! We offer a full line of Green and Energy Star Certified products, backed by our labor and manufacturer's lifetime transferable warranties. Credit Cards Welcome Financing Available OAC.

Recommended by100%of homeowners
Foundation Repair questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Most building departments will require that a certified and licensed foundation repair professional or a structural engineer pull permits for foundation repair, so homeowners usually cannot pull them themselves. This helps ensure that an experienced professional completes all structural work on your home. Minor repairs that are technically DIYable often won’t require permits, but it’s still a good idea to hire a professional to carry out foundation repairs.

Most single-story homes don't have foundations strong enough to support a second story, but they can be reinforced for an addition. A structural engineer can assess your foundation and what needs to be done to get it ready. They'll look at any cracks or unevenness in your current foundation and consider any special framing or beams your home needs, especially if it’s in a high-wind or hurricane area.

“To support a second story, many structural engineers will require that you install additional concrete piers in the crawlspace,” says Tschudi. “This involves hand excavating, pouring a large concrete footing—usually with specially coated rebar—and then building concrete piers right up to the girders.”

The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.

Periodic sealing and cleaning to maintain appearance and integrity.

The Libby, MT homeowners’ guide to foundation repairs

From average costs to expert advice, get all the answers you need to get your job done.