Get matched with top foundation repair specialists in Libby, MT

The average cost to repair a concrete driveway ranges from approximately $830 to $2,800, with a typical project costing around $1,765. The price varies widely depending on the type and extent of the damage. Minor crack repairs can be as low as $0.10 to $0.15 per linear foot and may be a DIY project. More significant repairs are priced per square foot: replacing a damaged slab costs about $6 to $14, while raising or leveling sunken concrete costs $3 to $25. Resurfacing is another option, costing around $3 to $5 per square foot. Factors influencing the total price include the size of the affected area, whether reinforcement is needed, and labor costs.

Generally, foundation cracks and repair are not covered by standard homeowners insurance policies. This type of damage is often considered normal wear and tear or a result of poor maintenance, which is the homeowner's responsibility. For example, damage caused by settling, shifting soil, or drainage issues is typically excluded.

However, there are exceptions. Coverage may apply if the foundation damage is a direct result of a covered peril, such as a house fire, a burst pipe, vandalism, or a vehicle accident. Coverage for natural disasters like earthquakes and floods often requires a separate, specific policy or add-on.

If your foundation repair claim gets denied, the first step is to carefully read over your policy and denial letter so you understand the reason for the denial. Then, gather evidence and documents that can support your case and appeal the denial with your insurance company. If your insurer does not eventually honor your claim, you may want to file a complaint with the insurance department in your state. In some cases, it may make sense to work with an attorney and file a lawsuit.

You can buy a home with foundation issues, but understanding the extent of the problem and what solution you need is critical. If you learn that a home you’re trying to buy has a foundation problem, it’s not necessarily a deal breaker, but you should have a professional assess the issue to see how severe it is and know when to walk away from a foundation problem. Foundation issues can necessitate simple and affordable solutions or complex work that costs thousands.