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Yes. Proper, complete insulation will ensure that you trap the most cool or warm air inside your home, preventing high energy bills. In addition, insulation tends to settle and compress, leaving gaps over time; the more you insulate completely during the initial installation, the less you’ll need to do down the line.

Unfortunately, pipes can freeze when exposed to prolonged freezing temperatures, whether or not you have installed insulation covers. Insulation covers, however, are still an excellent idea as they can reduce the chance of your pipe freezing by keeping the pipes closer to the temperature of the water inside the pipe.

Installing sheets of plywood over attic insulation is a popular choice, especially in storage spaces. That said, insulation works by trapping hot air—so it needs extra space to expand and be effective, or you might reduce the energy efficiency of your home. 

It’s important that you never compress the insulation by installing flooring directly on top of it. In many houses, you’ll need to install a subfloor before putting plywood over insulation in your attic.

It is possible to insulate your walls without removing drywall, but it’s not a good idea to attempt the work yourself. A professional can use blown-in insulation or spray foam insulation to fill wall voids without opening up the walls, and the option they use typically depends on your climate and whether or not there’s insulation in your wall already that can remain in place. Spray foam insulation costs more and isn’t always a viable option, but it’s a better insulator. Call in an expert to help decide which is right for you.