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Top-Rated Custom home builders in Pickens - Updated Nov 2026

United Roofing & Construction Co McCoy Homes
4.6(
122
)
Find a Custom Home Builder

Serving Pickens, MS and surrounding areas

In business since 1985

Emergency services offered

"Good initial contact, fair pricing of the roof and other work.  Very professional crew and foreman.  Good cleanup afterward.
This was for a rental property I purchased and had redone.  I did some of the work myself and needed some extra help inside, which they were able to do for me.  They did a good job and did it on time.  Pricing was similar to other bids.  The owner was very responsive and followed up on the work.
I would use them again for roofing and general contractor work.
"
Recommended by96%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Pickens, MS and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Mills Family Properties
4.2(
15
)
Find a Custom Home Builder

Serving Pickens, MS and surrounding areas

Free estimates

"It couldn't have gone more fabulously.  Tony guided us through the process of picking out everything we needed and stayed within budget.  He brought in the tile guy and the granite fabricator - all were wonderful to work with.  Everyone was very professional, they showed up when they said they would be there and the job was completed on schedule.  We were thrilled with the results and would definitely contact Mills Family Properties for our next home renovation project!"
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+14

Recommended by100%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Pickens, MS and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
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+2

Recommended by65%of homeowners
Avatar for BFC Builders, LLC
BFC Builders, LLC
5.0(
2
)
Find a Custom Home Builder

Serving Pickens, MS and surrounding areas

In business since 2004

Free estimates

Credit card accepted

BFC Builders, LLC, likes nothing more than a happy customer. We are independently owned and operated. Everything is done by us and to the highest quality. We have been involved in the trade for years. We use only the best products and techniques available. It is very important to the company that our customer is satisfied. Call us today for a quote!

Construction Process
Pool Construction
Sheetrock Finishing
Viewing
Pool

+18

Response time5 hrs
Recommended by100%of homeowners
Avatar for Overstreet Construction&roofi.g.l.l.c
Overstreet Construction&roofi.g.l.l.c
4.0(
5
)
Find a Custom Home Builder

Serving Pickens, MS and surrounding areas

In business since 1969

Free estimates

Emergency services offered

Operating since 1969 with having had offices in Houston Texas and Atlanta Georgia. We are a local company based out of Hattiesburg petal area. We are licensed bonded and Insured.a family owned proud to serve the people overstreet a family name you can count on an trust.

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Recommended by80%of homeowners
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Custom Home Builders FAQs, answered by experts

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

Building a new home can be more expensive than buying an existing one, depending on the housing market in your area. Many homeowners still find that building a new house is worth the investment as they can choose the exact layout they want, as well as to choose their own floors, wall coverings, appliances, and finishes. If you live close enough to the build site, you can also stop by to check on the builder’s progress, which can provide some peace of mind that the project is worth it.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

Green homes are often more expensive to build, averaging around $200 per square foot compared to the $150 per square foot you’d spend to build a standard home. However, green homes can save you money on your utility bills by consuming less energy or creating energy using solar panels or wind turbines on-site. They’re more expensive to build, but they often end up costing less in the long run.

The Pickens, MS homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.