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R-30 insulation is better for higher thermal resistance, but whether it’s "better" depends on the application. R-30 is much thicker and suited for areas like attics or floors in cold climates, where more insulation is required. R-13, on the other hand, is thinner and works well for 2x4 walls or milder climates where less insulation is sufficient. Choosing between R-13 and R-30 depends on the area being insulated and the climate. For example, R-30 provides more insulation but may not fit everywhere in your home.

The cost to install a radiant barrier ranges from $700 to $2,800, depending on the size of your roof and the type you choose. Most people pay an average of $1,700 to install a radiant barrier. Foil options, both single- and double-sided, cost between $0.10 and $0.90 per square foot, while spray-on options start at $0.60 and go all the way up to $1 per square foot—which can add up quickly.

For standard 2x4 walls, the ideal insulation has an R-value between R-13 and R-15. This level of insulation, typically around 3.5 inches thick, fits well within the wall cavity. Common options include fiberglass batts and spray foam. The best choice for your home can depend on your climate; use R-value maps, like those from Energy Star, to determine the recommended level for your region. For colder climates, you might also consider adding exterior insulation for greater efficiency. Always check with your local building codes to ensure you meet any required standards.

The primary reason that insulation saves you money over time is that it reduces your energy bills by making your home more energy efficient. A crucial part of an insulation system is a properly installed vapor barrier. Local building codes dictate whether your insulation requires a vapor barrier based on the type installed. While some high-quality wool insulation may not technically need a vapor barrier, most municipalities still require one to meet code.