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Water damage always poses a primary risk of mold and mildew, but growth is not guaranteed. Whether mold develops depends on several factors, including the severity of the water damage and how quickly the area is addressed. To prevent mold, you must act fast—ideally within the first 24 hours. The process involves cleaning up all standing water and thoroughly drying the affected area. If the damage is extensive, the cleanup was delayed, or you suspect mold might be present, it is safest to assume it has grown and contact a professional mold inspector or removal expert to assess the situation.

If you notice standing water under the deck after rainstorms, you may need a drainage system to efficiently move this water. You do not want standing water to rest against your foundation or against support posts for the deck, as this could cause significant structural problems over time. Make sure the area has proper grading, too.

Living in a finished basement is acceptable, but only if the space has the proper points of egress and includes smoke and carbon monoxide (CO) detectors to ensure the safety of the occupants. A good way to ensure your finished basement is suitable for use as living space is to get the basement finishing project properly permitted.

While water in your basement is unlikely to make you sick unless it’s coming from a sewage backup, mold is likely to start to grow in wet areas within 24 hours, and mold can make you sick. According to the Centers for Disease Control and Prevention (CDC), inhaling mold spores can cause allergy symptoms, including runny nose, itchy eyes, difficulty breathing, wheezing, and itchy skin. Individuals with pre-existing respiratory issues like asthma and immunocompromised individuals are at an elevated risk of symptoms when inhaling mold spores.