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Real Estate Training Institute

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Real Estate Training Institute

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38 years of experience

Mississippi Real Estate License School. Awarded Top School for seven consecutive years. Open since 1987 as a Mississippi Small Business. Community oriented. Nationally recognized Gold Standard Instructors. Locations include Biloxi, Hattiesburg, Oxford and Southaven. Online courses available. We are very good at what we do.

Mississippi Real Estate License School. Awarded Top School for seven consecutive years. Open since 1987 as a Mississippi Small Business. Community oriented. Nationally recognized Gold Standard Instructors. Locations include Biloxi, Hattiesburg, Oxford and Southaven. Online courses available. We are very good at what we do.






CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Avatar for Grace Realty Group of Oxford, LLC

Grace Realty Group of Oxford, LLC

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Grace Realty Group of Oxford, LLC

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27 years of experience

Grace Realty Group specializes in all types of real estate. From listing and selling residential re-sale, lots/land new construction, condominiums and investment properties. We have you covered. We are renowned for our exceptional communication skills & utilize social media marketing to promote properties to the widest possible audience.

Grace Realty Group specializes in all types of real estate. From listing and selling residential re-sale, lots/land new construction, condominiums and investment properties. We have you covered. We are renowned for our exceptional communication skills & utilize social media marketing to promote properties to the widest possible audience.


Your one stop need Realty company for buying or selling property in North Mississippi. 5 Years experience with vast knowledge of local market.


Lee McMinn-Kessinger Real Estate

5.00(
1
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Lee McMinn-Kessinger Real Estate

5.00(
1
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Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Additional SP web: www.mcminnrealty.com. Office address: Kessinger Real Estate | Oxford Office, 2091 Old Taylor Rd, Suite 201 Oxford, MS 38655. Phone#: 662-234-5555. Fax: 662-236-6319. Social media: Facebook: https://www.facebook.com/McMinnRealty.

Additional SP web: www.mcminnrealty.com. Office address: Kessinger Real Estate | Oxford Office, 2091 Old Taylor Rd, Suite 201 Oxford, MS 38655. Phone#: 662-234-5555. Fax: 662-236-6319. Social media: Facebook: https://www.facebook.com/McMinnRealty.

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Real Estate Agents questions, answered by experts

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Consulting the architect of your house is not the best way to determine when it was built. Many homes are built by developers or builders, so there may not be a specific architect to track down—especially if you have a very old house. Instead, it’s best to rely on local government records.

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