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In most cases, you will need a building permit for cement work on your property. You need a permit for any project that adds a permanent foundation on your property—which, in most cases, includes even a flat slab of concrete poured directly on the ground. Building permits for concrete projects usually cost between $100 and $500, although this can get higher for larger projects. You can always ask your cement company if a permit is necessary for your project, and the expert will typically pull the permit for you to save you time and energy.

Brick walls are typically more expensive than concrete walls due to higher material and labor costs. Brick wall costs can range from $10 to $45 per square foot, plus $70 to $110 per hour for labor. Meanwhile, concrete block walls usually cost $10 to $20 per square foot, depending on the material type. Labor for concrete tends to be less intensive and costly. Ultimately, concrete is often the more affordable choice, especially for larger projects. 

Unfortunately, concrete cracks happen, so there’s no surefire way to avoid them long-term. To slow down the cracking, apply a sealant every two to three years and use sand rather than salt to melt snow or ice. Using salt speeds up the freeze-thaw cycle, which may increase the likelihood of cracking. Additionally, keep vehicles and heavy machinery off of your concrete, as the weight can lead to more cracking.

It's safe to assume that all exterior walls are load-bearing, or at least have load-bearing characteristics. Some older homes feature porches or bump-outs that don't rest on the home's foundation. However, they still must carry the weight of the roof section they support. Walls containing floor-to-ceiling glass or other non-structural elements must use post and beam configurations to meet load-bearing criteria.