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Kansas & Missouri Public Adjusters

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Kansas & Missouri Public Adjusters

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24 years of experience

A public adjuster is an insurance claims adjuster who advocates for the private citizen (policyholder) in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured (private citizen) during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer (insurance company) will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement, with the average charge being between 10% to 15%. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company's adjuster.

A public adjuster is an insurance claims adjuster who advocates for the private citizen (policyholder) in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured (private citizen) during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer (insurance company) will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement, with the average charge being between 10% to 15%. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company's adjuster.

Pro Paving & Sealcoating

3.00(
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Pro Paving & Sealcoating

3.00(
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Customers say: Quick response
38 years of experience

DBA: KR Construction & Contracting LLC. An All Purpose Construction & Contracting company who takes pride in not just our work, but working for our customers. No jobs to big nor to small for us. Additional email: [email protected]

DBA: KR Construction & Contracting LLC. An All Purpose Construction & Contracting company who takes pride in not just our work, but working for our customers. No jobs to big nor to small for us. Additional email: [email protected]

SUMMA HOME IMPROVEMENT

1.00(
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SUMMA HOME IMPROVEMENT

1.00(
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36 years of experience

SUMMA HOME IMPROVEMENT is a family owned company with over 30 years of experience. We offer a variety of services for both residential and commercial properties. Offering handyman services, home repair and more. We can fix it all – from the roof to your floor. We do roofing, electrical, plumbing, concrete, room additions, flooring, interior and exterior painting, siding, windows, glass and doors. No job is too small or large!

"Terrible experience. Paid over $40,000 for new metal roof and siding. Roof leaks every time there is a large rain or snow. Steve does not stand behind his work so am having to pay others to repair his shoddy workmanship and repair damage done to the interior from the leaks. Sections of siding come off in wind and have to pay others to re-attach."

Linda L on April 2021

SUMMA HOME IMPROVEMENT is a family owned company with over 30 years of experience. We offer a variety of services for both residential and commercial properties. Offering handyman services, home repair and more. We can fix it all – from the roof to your floor. We do roofing, electrical, plumbing, concrete, room additions, flooring, interior and exterior painting, siding, windows, glass and doors. No job is too small or large!

"Terrible experience. Paid over $40,000 for new metal roof and siding. Roof leaks every time there is a large rain or snow. Steve does not stand behind his work so am having to pay others to repair his shoddy workmanship and repair damage done to the interior from the leaks. Sections of siding come off in wind and have to pay others to re-attach."

Linda L on April 2021

Earthquake Retrofitting questions, answered by experts

Almost all new buildings in California need an earthquake shut-off valve. The requirements for an earthquake gas shut-off valve (and who can install it) depend on where you live. For example, according to the Los Angeles Municipal Code, you’re required to hire a licensed contractor to install one whenever you build, sell, or renovate a home. Check with your local building department for your city’s laws on installing, permitting, and inspecting earthquake shut-off valves.

Many homeowners want to know whether earthquake retrofitting is tax deductible. Because it’s often considered a capital improvement, you usually can’t deduct it. In some cases and locations, you may qualify for tax incentives, but you’ll need to talk to a tax professional or the Internal Revenue Service (IRS) about your specific circumstances. You may also be able to find grant money for seismic upgrades, which can lower the cost of your insurance premiums and save money over time.

Earthquake retrofitting can increase your home value, making it a great return on investment. This feature is especially valuable in areas prone to earthquakes. Besides the increased safety value (not only for your family but for the next family who moves in), earthquake retrofitting also helps lower homeowners insurance rates. In addition, having your home earthquake retrofitted can make it easier to get a home loan since they are considered lower risk.

It is not advisable to try to retrofit your home without the expertise of a professional. These projects usually require a consultation with a structural engineer and a plumber for any gas-related adjustments. Working with a professional earthquake retrofitting contractor is the best way to ensure that any structural work done to your home will help protect you and your family.

Projects will vary based on size and scope, but an average earthquake retrofit takes between two weeks and two months. This includes the initial evaluation and plan, bidding and contract paperwork, permitting and approval process, actual work, and final inspection. Your contractor should give you a more accurate time estimate for your specific project, and they may be able to estimate how long the permitting process will take for your area.

The Wellington, MO homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

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