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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

If your home was built before 1978, there’s a chance that any paint on your hardwood floors could be lead paint—especially if it was already there when you moved in. Because lead is toxic, hiring a licensed pro to remove it is mandatory. The average price for professional lead paint removal ranges from $1,500 to $5,300 and depends on the scope of the project.

Professional testing for lead paint costs about $300, ranging from about $250 to $700, depending on the square footage, accessibility, and location. However, testing for lead paint with a DIY home-testing kit costs about $25, but doesn’t guarantee accurate results. The U.S. Environmental Protection Agency (EPA) recommends using a lead test kit that complies with the Lead Renovation, Repair, and Painting (RRP) Rule, which has strict criteria for ensuring a more accurate reading.

Common home surfaces to test for lead include:

  • Walls

  • Windows

  • Doors

  • Molding and trim

  • Railings

Lead removal services typically cost between $1,000 and $5,000, depending on the extent of lead presence, the property size, and the complexity of the abatement process.

If lead is detected in a property, steps should include arranging for professional removal or containment, notifying all occupants, and implementing interim safety measures to reduce exposure.

The Trenton, MO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.