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Heavily exceeding building code requirements for insulation not only wastes money on materials but can also lead to ventilation and moisture problems. In most cases, the minimum amount of insulation required by code is perfectly adequate.

Mineral wool has an excellent life expectancy of up to 50 years, provided it's kept dry and free of pests. Compared to fiberglass, with a life span of 20 to 30 years, mineral wool stacks up well for long-term cost savings. Sheep wool maintains a similar life span to fiberglass, while estimates for hemp wool insulation life expectancies are all over the board, ranging anywhere from 20 to 100 years.

Each insulation type has its own R-value, so you’ll want to weigh the pros and cons of your materials when deciding which one will give you the best value. Energy.gov recommends you choose a pipe wrap that’s at least one inch thick. The International Code Council (ICC) suggests choosing a pipe material with an R-value of at least 3.

Duct insulation typically has a long lifespan, often exceeding 10 to 15 years. However, periodic inspections are crucial to check for signs of damage, wear, or deterioration. If you notice issues such as torn or water-damaged insulation, it may be time for replacement or repairs. Additionally, consider upgrading insulation if you're looking to improve energy efficiency or enhance your HVAC system's performance.